Chase pre-approvals over 5/24

[narcan04]

Has anyone seen this? After going from 7/12 to 3/12, I suddenly have green star pre-approvals for CFU, CFF, and Rise. 

That's great and all and I'd grab a CFU down the road to pair with CSP but right now, there are maybe an Ink and Bilt I want first. And more to the point I'm solidly lol/24 for another 8 months. 

Has anyone seen Chase denying pre-approvals like this?

[CorpCrMgr1]

Yes. Me. A few years ago.

[SouthJamaica]

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@narcan04 wrote:

Has anyone seen this? After going from 7/12 to 3/12, I suddenly have green star pre-approvals for CFU, CFF, and Rise. 

That's great and all and I'd grab a CFU down the road to pair with CSP but right now, there are maybe an Ink and Bilt I want first. And more to the point I'm solidly lol/24 for another 8 months. 

Has anyone seen Chase denying pre-approvals like this?

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I consider the green star preapprovals, which say "you're already approved", pretty good. There have been multiple instances of those trumping a 5/24 application. If you really want one of those cards, I would take a swing at it. You might get denied, but you might get approved.

[youngandcreditwrthy]

you prob have a 20-30% of becoming triumphant over that dumb rule.

@narcan04 

chase didnt' use to play that game about 9-10 years ago. All my chase cards were approved with between 5-10 inquiries and more than 5 new accts in 24 mos.

[Beast26]

It's a risk.  My chase app said I was pre-approved and I was 6/24.  I didn't get approved because it said I was over 5/24.  I was kinda mad about it but I know it was a risk even though it said I was pre-approved.

[coldfusion]

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@youngandcreditwrthy wrote:

you prob have a 20-30% of becoming triumphant over that dumb rule.

@narcan04 

chase didnt' use to play that game about 9-10 years ago. All my chase cards were approved with between 5-10 inquiries and more than 5 new accts in 24 mos.

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9-10 years ago Chase hadn't yet gone through having scores of people getting approved for the CSR, immediately MS'ing the spend to earn and collect the 100K MR (that was the SUB the first several months after the card opened for applications late summer 2016), draining the account of the MR, and then immediately closing the card all within 30 days in order to get the AF refunded.     While not the sole rationale behind 5/24 having it happen didn't help.

[youngandcreditwrthy]

@coldfusion  haha I loved my CSP when I had it. the first year used to come with the first AF waived too! Also when I had it, the APR was only 15.24% haha. I got prolly 1000 or so worth of rewards the first year and that was in 2012 I think maybe 2013 2014 ish?

As a business I can see why, as a consumer it sucks.