Chase pre approved in Branch HELP!

[Anonymous]

So i have been in the garden since June. Fico 8 Eq 680 TU 690 EX 695. Several new accounts in the past year. Two in the past 6 months. one of those accounts was an amazon chase prime card 4 months ago. I walked into a branch today to open a checking account to transfer it from Citi bank and after everything they banker tells me im pre approved for chase FU Chase Saphire even CSR. How much weight can I put on this? DO i even have a chance? I have Eq and EX frozen. any help would be appreciated

[Anonymous]

Wanted to add that I’m at 9/24 and util 35% also sorry for the typos I’m doing posting from my iphone 🙄

[Anonymous]

Also to add more context. I did not believe the banker when he said “pre approved” so he turned his screen and sure enough the top right hand corner said pre approved credit card and the bottom left drop down had the chase F, FU, CSP,CSR and even the United mileage card. I intiallly got the amazon prime because it was not let of the 5/24 rule back in May and just figured it would be a few years till I could get a chase NON co Branded product. I searched the about how the odds were of getting approved and saw a lot of conflicting info. Hence why I’m reaching out to MYFICO peeps 👍🏻

[sjt]

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@Anonymous wrote:
Also to add more context. I did not believe the banker when he said “pre approved” so he turned his screen and sure enough the top right hand corner said pre approved credit card and the bottom left drop down had the chase F, FU, CSP,CSR and even the United mileage card. I intiallly got the amazon prime because it was not let of the 5/24 rule back in May and just figured it would be a few years till I could get a chase NON co Branded product. I searched the about how the odds were of getting approved and saw a lot of conflicting info. Hence why I’m reaching out to MYFICO peeps 👍🏻

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If the branch said you were pre-approved then its basically an approval and is away to get around the 5/24.

[trant3]

in branch pre approval is the only gateway to Chase's flagship cards if over 5/24

[Anonymous]

I read that across a few blogs but my concern is I don’t know if my scores would even come close to what I have read for approvals on CSP and little less CSR. Could they be factoring in my internal score from my amazon prime card? Do they put that much value on it? ( the offers are not reflecting on my online account )

[Anonymous]

@sjt what do u mean basically an approval?

[sjt]

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@Anonymous wrote:
@sjt what do u mean basically an approval?

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If you accept an offer they will pull credit and if their is no significatant changes you would be approved.

Did you ask the banker what the APR would be for those cards.

[Anonymous]

He showed me the screen and it said 16.99 and CSR was 13.99

[Anonymous]

One thing I should add. This morning I checked my online account and the in branch pre approvals are not showing up under “my offers” 🤔