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Citi Diamond Preferred cli question

Frequent Contributor

Citi Diamond Preferred cli question

I don't recall the exact wording but I was looking at the verbage on the request credit limit increase page. On the page where it asks for income & mortgage payment amount it said something like 'based on your responses, you could get an instant cli without a credit report pull' . Note, those are not quotation marks because I don't remember exact wording, but it's the gist of it. I don't want to ask for cli if not a soft pull. If I hit submit, will they ask for permission if not instant? I appreciate the guidance.
Homeowner Again as of July 17, 2014. Thanks NFCU
FICOs EQ - 694/EX - 702/TU - 696
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3 REPLIES
Established Contributor

Re: Citi Diamond Preferred cli question

I think it's a SP
Highlighted
Valued Member

Re: Citi Diamond Preferred cli question

This is exactly what you should see for a soft pull.  Anything else and there's a chance for a hard inquiry.

 

Screenshot_20170320-003246.png

Contributor

Re: Citi Diamond Preferred cli question

This is what I had to submit for my Citi DP CLI request back in January 2017 and received my CLI online within seconds.  CLI was SP.

 

Hope this helps!

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Scores as of 05/02/2017: 797 - EQ, 795 - TU, 778 - EX