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Regular Contributor
Posts: 249
Registered: ‎02-22-2013

Citi Diamond Preferred cli question

I don't recall the exact wording but I was looking at the verbage on the request credit limit increase page. On the page where it asks for income & mortgage payment amount it said something like 'based on your responses, you could get an instant cli without a credit report pull' . Note, those are not quotation marks because I don't remember exact wording, but it's the gist of it. I don't want to ask for cli if not a soft pull. If I hit submit, will they ask for permission if not instant? I appreciate the guidance.
Homeowner Again as of July 17, 2014. Thanks NFCU
FICOs EQ - 677/EX - 702/TU - 696
Cap1 Q1 $3,500 / Cred 1 $2,025 / 1st Natl $2,250 Kohl's $5,000 / Barclay Rew $2,150 / Barclay SM MC $2,400 / NFCU Visa Sig Cash Rew $17k / Lowes $12,000 / Best Buy $4.8k / NFCU LOC $15k / Walmart MC $5,000 / Chase Freedom $1,500 /, Discover IT $7k / Citi Black Diamond Pref. $1.5k
Established Contributor
Posts: 662
Registered: ‎05-22-2015

Re: Citi Diamond Preferred cli question

I think it's a SP
Established Member
Posts: 23
Registered: ‎04-15-2015

Re: Citi Diamond Preferred cli question

This is exactly what you should see for a soft pull.  Anything else and there's a chance for a hard inquiry.



New Contributor
Posts: 65
Registered: ‎10-20-2014

Re: Citi Diamond Preferred cli question

This is what I had to submit for my Citi DP CLI request back in January 2017 and received my CLI online within seconds.  CLI was SP.


Hope this helps!

Scores as of 04/26/2017: 797 - EQ, 792 - TU, 778 - EX

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