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NFCU REVIEW

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juniornj23
Established Contributor

NFCU REVIEW

I just got my welcome email from nfcu and i also app for a cc with then it wasnt denied but went to review  the email just say they will contact me in the next 24 hours . well i guess the want to know why i need more moeny  specialy  with my last app spreep i did las month . i also read that nfcu is not hp care . so i hope to get approve and once i got it i will try one more card and a LOC

 if i get denied can i recon any advise

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: NFCU REVIEW

Good luck with your card!

Message 2 of 10
wantmoremoney
Regular Contributor

Re: NFCU REVIEW

Navy Federal usually reviews some credit card apps. With the cards and scores in your signature you will get approved for a limit of at least around 20k but more sometimes. If not 20k initially. Once you receive the card they will raise your limit to 25k. Once you are approved you can apply for the LOC and ask for the full 15k and you should get it without any problems. Welcome to the NFCU family and congratulations on getting in and congratulations for all the wonderful cards you already have! You will love Navy! They are a great CU! My sister joined thru me a few months ago and she is loving them. She got 50k with 2 credit cards. And I told her to also apply for the CLOC this week since she just got another 25k card yesterday! You can always RECON any starting limit if you do not feel it fits your credit score and income! They will more than willing raise it! They take their member concerns very seriously!

Message 3 of 10
juniornj23
Established Contributor

Re: NFCU REVIEW

Thank you . I really dont want to waste a HP
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 4 of 10
Anonymous
Not applicable

Re: NFCU REVIEW

Have you heard an update yet? I just applied and received the same 24 hours response. Good Luck to us BOTH!!

Message 5 of 10
juniornj23
Established Contributor

HELLO NFCU CC APP UNDER REVIEW

After a perfect moth getting great i decided to try NFCU using the Navy league i was approve for the membership ,i though well i alreafy have 11 HP one more will not hurt and i app for a credit car d now it is under review is that a good things
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 6 of 10
Aduke1122
Senior Contributor

Re: HELLO NFCU CC APP UNDER REVIEW

It's not necessarily a bad thing , many members go in review and still receive approvals. It may be that they just need a little more time to look over your report or they may need some docs from you ,.or they may need nothing and you get an approval in a day or so.
Message 7 of 10
Anonymous
Not applicable

Re: HELLO NFCU CC APP UNDER REVIEW

Good luck to you.

Message 8 of 10
CreditCuriosity
Moderator Emeritus

Re: HELLO NFCU CC APP UNDER REVIEW

Please don't double post in seperate sub-forums.. You already have a post here

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-REVIEW/td-p/4695931

 

Message 9 of 10
gdale6
Moderator Emeritus

Re: HELLO NFCU CC APP UNDER REVIEW


@CreditCuriousity wrote:

Please don't double post in seperate sub-forums.. You already have a post here

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-REVIEW/td-p/4695931

 


Two threads have been merged into one.

Message 10 of 10
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