@Anonymous wrote:
Depending on your spend/payments pattern and your other credit exposure, I don't think 6 months later that it'll be any different... That being said, my OCD is screaming at the prospect of that odd CLI amount...
I hear you on the odd amount. I actually started at $50k requested and backed it down in $1000 increments to $40k and then started with $500 increments at $39.5k downward until I got an instant approval at $35k. I was actually happy they didn't approve me at a X.5k amount as it would drive me nuts for the next 6 months. I must say it was absolutely hilarious when I got a stack of 20 Amex CLI denial letters in my mailbox on the same day, one for each value that I submitted that wasn't approved. LOL.
My spend/payment pattern hasn't and won't change. I always show the card a good $2k-$3k of use in the 3 or so cycles leading up to a CLI request with Amex. I would like to hear from others that have possibly been in my place already, though... I have heard of people on this forum, in this thread even, pushing their limits to $40k-$50k without ever being hit with IV. I'm not sure if these people just had dramatically higher incomes, higher spend (and payments), or if they just took their time and Amex allowed them smaller increases every 6 months without hitting them with IV. I wish there were more data points on this subject with Amex cardholders that have had their card for 1.5 years or longer and have actively tried for CLIs at every possible point.
