Saw that B335 and Sandman got approved and said what the heck. It's EX and one more inq is not going to kill me. Applied this past Sunday. No instant decision. Said decisions are usually rendered in 2 business days. Called tonight and was told that the UW reviewed application and contacted their partner "Experian" to inquire about something that's reporting and once "Experian" answers the question, UW will make a decision. Strange. Never heard of a creditor contacting a CRA for questions, but I guess that's possible. Must be borderline since it wasn't a flat out denial.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)