Hi Everyone. I am a long time lurker of myfico but had a question I could not already find the answer to so I signed up today to inquire.
I just apped for a cap 1 card and approved on the 20th ( 2 days ago ). I heard if you app for Cap 1 multiple times during the same time period they count as 1 inquiry.
I shop Kohls a lot and was asked if I wanted the card today. Since I would benifit from the savings I am thinking of applying. My question is will it be a hard hit if I just apped for Cap 1 2 days agao? Or could I get lucky and have a SP. I wont app if it will most likely be a HP because I am always trying not to have to many inquiries and try hard to keep it maybe one or two a year.
Thanks in advance for any insight.
Awe stinks. I guess I will hold off on it for now. Thanks for taking the time to help me
Thanks credit guy. All. Changed. Do you know which place the one pull is from?
They have always been a reliable Equifax puller for me.