6 Applications 5 approved 1 denied - Updated - myFICO® Forums - 3723632

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My family member went for Credit Application spree yesterday
Previously had 1 Gapcard and 1 BoA 3-2-1 Card $1k limit
AU to 6 of my oldest cards for 2 years my utilization currently under 5%

Barclay Ring $5,000
GM Buypower Cap1 $20,000
Citi Diamond Prefered $5,600
Chase AARP $11,000
BoA AAAmember rewards - $2500 - Approved 2 days later 1/6
Discover It - Denied 1/7 will get a letter

Message 1 of 23

22 REPLIES 22

Congrats!

Message 2 of 23

Congrats on the approvals!

Good luck for those in review.

Message 3 of 23

Congrats! I wouldn't worry about discover if not approved. There are better cards than that plus you have some good approvals listed.

Message 4 of 23

A nice haul on just the 4 that were instantly approved!, Good luck on the other 2 and grats

Message 5 of 23

Should have tried a CLI on 3-2-1 card and a PC to AAA

Why No AMEX? Did you try the prequal site?

Barclay Banana Republic Store Card - Reconsideration for $200

Macys Amex - 1500 same day CLI to 10K

Amazon/Whole Foods Visa June 2024 $3500 - September 2024 Auto CLI SP CLI to 5K

Amex Gold NPSL 4K POT

November 2023 - Home Depot Credit Card SL $500 May 2024 HP CLI to $5,700

October 2023 - PENFED Overdraft Line of Credit $2,000

October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

October 2023 - Wells Fargo REFLECT Visa Signature SL $9,000 21 Mo Interest Free - Transferred 12K from ACTIVE Limit to REFLECT New Limit $21,000

October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

May 2022 - Wells Fargo ACTIVE Visa Signature SL $13,000 - $200 SUB - 15 Mo Interest Free then 20.24% - Transferred 12K of CL to REFLECT New Limit $1,000

SDFCU Visa Signature $5000 CLI to 6500 - Auto CLI to 9500

Upgrade Cash Rewards Visa Signature $20,000, seems to only report high balance

May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021 | HP CLI to $5,500

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Message 6 of 23

Congrats on the GM Card - Wow!

Enjoy the WEMC!

Barclay Banana Republic Store Card - Reconsideration for $200

Macys Amex - 1500 same day CLI to 10K

Amazon/Whole Foods Visa June 2024 $3500 - September 2024 Auto CLI SP CLI to 5K

Amex Gold NPSL 4K POT

November 2023 - Home Depot Credit Card SL $500 May 2024 HP CLI to $5,700

October 2023 - PENFED Overdraft Line of Credit $2,000

October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

October 2023 - Wells Fargo REFLECT Visa Signature SL $9,000 21 Mo Interest Free - Transferred 12K from ACTIVE Limit to REFLECT New Limit $21,000

October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

May 2022 - Wells Fargo ACTIVE Visa Signature SL $13,000 - $200 SUB - 15 Mo Interest Free then 20.24% - Transferred 12K of CL to REFLECT New Limit $1,000

SDFCU Visa Signature $5000 CLI to 6500 - Auto CLI to 9500

Upgrade Cash Rewards Visa Signature $20,000, seems to only report high balance

May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021 | HP CLI to $5,500

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Message 7 of 23

@JTC403 wrote:
Should have tried a CLI on 3-2-1 card and a PC to AAA

Why No AMEX? Did you try the prequal site?

I had BoA 3-2-1 Tried to PC to AAA but not allowed since its not straight BoA its an affilate card
so I had mine PCed to Travel Rewards

Message 8 of 23

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $22,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

Message 9 of 23

Terrific approvals! The AAA Visa is a really underrated card. I was thinking about adding that to my wish list.

Message 10 of 23