Applied today for a Town Fair Tire store card (Syncrony). I planned on making a moderately sizable purchase and chose to apply for the hell of it. Instant approval for $500. Not the limit I wanted but hopefully that grows to something larger soon. I figured I'd do a mini Syncrony spree and see if I could keep the party going. I applied for the Amazon Prime store card, which I've wanted for a long while now, and got an instant approval for $900. Again not the ideal SL, but I've had past Syncrony experiance (more on that in a moment) and I know it will grow quickly. To finish off my Syncrony spree I app'd for the Walmart store card and got an instant $400 SL. I'm beyond excited for getting back in Syncrony so all these limits are ok with me. I was discharged (BK7) 7/11/16 and I burned Syncrony BIG TIME to the tune of $13,000. That was between PayPal Credit and my Walmart card. So for them to give me a second chance is "yuge" for me and I'm grateful for it. So to everyone who is discouraged by denials, just keep on keepin on and good things will happen.
BK7 Filed | 3/25/2016 | EQ: 530 | EX: 526 | TU: 505
BK7 Discharged | 7/11/2016 | EQ: 535 | EX: 574 | TU: 506
Current FICO 8’s 10/28/2017 | EQ: 680 | EX: 680 | TU: 665