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Well... I didn't even need to call in - woke up this morning to another approval email from Amex! Attached the new ED to my existing account, logged in and boom - 8k SL!
Not too bad all things considered, and the 25k MR sign-up bonus will go nicely with PRG's 50k, and Platinum's 100k... now I gotta figure out what to do with 175k MR
For reference, I opened 3 Amex cards last month (1 personal charge, 1 personal revolving, 1 business revolving), and 2 this month (1 personal charge, 1 personal revolving) and my Experian FICO 8 went up 3 points from last month despite the 2 additional inquiries.
In theory I should really really really be gardening for the foreseeable future!
Congrats and nice limit as well at 8k! What apr did you get? Not that you can't haggle them every month for an apr reduction after a bit of time as all my Revlovers other than my new BCE is < 10%
@CreditCuriousity wrote:Congrats and nice limit as well at 8k! What apr did you get? Not that you can't haggle them every month for an apr reduction after a bit of time as all my Revlovers other than my new BCE is < 10%
Thanks! I can't seem to find APR anywhere, should it be viewable on the account? It's 0% for 12 months so maybe that's why I can't find it?
Oh wow I need to work on that more!! my lowest CC APR is with PenFed and it is 10.x%, but I think everything else is 15-18%
Amex is very easy to get them to lower apr's with some useage.. As stated my 2 out of 3 of my revolvers are < 10% apr.. Other one will be there once 0% apr is up.. Not like I carry a balance, but always nice to have if I need to do so!
@Anonymous wrote:Well... I didn't even need to call in - woke up this morning to another approval email from Amex! Attached the new ED to my existing account, logged in and boom - 8k SL!
Not too bad all things considered, and the 25k MR sign-up bonus will go nicely with PRG's 50k, and Platinum's 100k... now I gotta figure out what to do with 175k MR
For reference, I opened 3 Amex cards last month (1 personal charge, 1 personal revolving, 1 business revolving), and 2 this month (1 personal charge, 1 personal revolving) and my Experian FICO 8 went up 3 points from last month despite the 2 additional inquiries.
In theory I should really really really be gardening for the foreseeable future!
Congratulations!...Thanks For Sharing.
nice
Congrats!
Congrats
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |