Amex must be desperate....

0ooo0 · ‎03-11-2022

Amex was IIB for a significant amount, so I was blacklisted for more than 10 years. I applied several times, and was constantly denied due to prior relationship.

Last night, I applied for a Preferred Cash Rewards, and got approved for 5k. Yay 👍

CreditMagic7 · ‎03-11-2022

Dang that's way too long to wait (Like Chase)...

but at any rate Congratulations on that Amex new approval AND SL!

0ooo0 · ‎03-11-2022

Thank you, I've read stories where ppl are still blacklisted 22+ years, and small number blacklisted far longer. I'm suspecting the amount Amex wrote off has to do with how long one stay blacklisted

Red1Blue · ‎03-11-2022

Hi @0ooo0 Congrats on your Amex Approval

CreditAggie · ‎03-11-2022

Congratulations on your Amex approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Elpadrino1 · ‎03-11-2022

Congratulations on your approval!!

MasonK · ‎03-11-2022

Congrats on getting back into the Amex family!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

American Express Platinum | NPSL | $10,000 POT

American Express Gold | NPSL | $15,000 POT

Chase Amazon Prime | CL $18,700; SL $6,500

CapitalOne Quicksilver | CL $4,200; SL $2,000

CapitalOne SavorOne | CL $10,000; SL $10,000

OpenSky- The only people that would approve my first card.

gdale6 · ‎03-12-2022

Grats on getting back in the Amex door

HeavyResist · ‎03-12-2022

Massive win on that one @0ooo0 , I can only hope for such good luck next year when I apply.

LADave · ‎03-12-2022

Congrats @0ooo0 on your Amex Preferred Cash Rewards approval with the nice SL! I can imagine it feels great to be back in their system.

Just so we have another data point for your approval - did Amex's pre-qualification page give you a positive indication before you applied, or did you just go for it?