BARCLAY ARRIVAL+ SP CLI + RATE REDUCTION

[Anonymous]

I'm on a roll!

6th Statement Cut on 9/19, got a great BT offer of 0% until March 2018. Wrote the check for $7700 on 9/20. Waited a week and called today. Ask cust serv rep if there were any offers to reduce my interest rate or soft pull cli. Transferred to an account specialist...here's the results!

Purchase Rate:  Old: 20.24% now 19.24% ( I'll take the 1%)

Credit Line: Old: $10,000 now $13,000

*** I always mention that I was declined for this card instantly and was able to recon to a $5k Approval. Then 12 days later recon SL to $10K without another hp pull!

I'm really liking Barclay's...now just need to pay off that BT real fast so they don't change their minds and chase my limit down!!!

[baller4life]

WTG cashcorp!! Every 6 months like clockwork give it a go! 

[JustBPatient]

Well done!!

[Anonymous]

Thanks Baller! 

I'm officially now in $100,000 credit line club...What a year! Started in January with mid to high 500 FICO 08 Scores and $7,000 between 2 Cap One Cards. Now at or just under 700 on all 3 reports with $100,000 in revolving credit lines (too many cards lol but I'll trim some if PenFed goes to $10k/$15k.. 

As an added bonus got notice today that my Tax Liens have been removed from my Experian Report and bumped my score to 692! 20 point increase!

[baller4life]

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@Anonymous wrote:

Thanks Baller! 

I'm officially now in $100,000 credit line club...What a year! Started in January with mid to high 500 FICO 08 Scores and $7,000 between 2 Cap One Cards. Now at or just under 700 on all 3 reports with $100,000 in revolving credit lines (too many cards lol but I'll trim some if PenFed goes to $10k/$15k.. 

As an added bonus got notice today that my Tax Liens have been removed from my Experian Report and bumped my score to 692! 20 point increase!

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Well done! You have had a fantastic year!