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Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: BOA CLI success


LS2982 wrote:

tennisfan78 wrote:

 

It has been six months since I got my last CLI on BOA rewards visa card.  Currently at $3000

 

Decided to request a CLI online, and asked for $10,000   the system came back with an approval of $7,000.  (I am sure took a HP for it)

 

Called the backdoor number for recon, and visited with a very nice rep, she asked a few questions about employment info, salary, credit history etc. 

 

Then approved my request of $10,000 !!!!!!!!

 

I also asked if they could lower my APR and she agreed with that as well.  From 19.99 to 12.99!!!!!!!!!!!

 

I am very excited!!! 

 

Thanks for all the suggestions and help!


Very nice!!!

 

CONGRATS!!!! :smileyhappy:


Thanks LS!

 

Hope you get CLI from discover soon too!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Established Contributor
Posts: 677
Registered: ‎09-12-2011
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Re: BOA CLI success

Congratulations on your CLI - that's a great limit!  Definitely worth the HP!!!

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: BOA CLI success


CribDuchess wrote:

Congratulations on your CLI - that's a great limit!  Definitely worth the HP!!!


Thanks CribDuchess!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Regular Contributor
Posts: 107
Registered: ‎08-28-2008
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Re: BOA CLI success

as earlier mentioned. Worth the HP. Congratulations...

____________________________________________________________________________________
Recent Scores: 770 Walmart TU 3/2/2015, 788 Credit Karma TU 3/21/2015, 767 Credit Karma EQ 3/21/2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Walmart Card $4,500, Capital One Platinum MC $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: BOA CLI success


petarap wrote:

as earlier mentioned. Worth the HP. Congratulations...


Thank you petarap!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: BOA CLI success

grats. ive been meaning to call about the APR-i still have my secured APR of 20.24; had my last CLI in cotober(3K to 6K). Don't really need another CLI, but i would like to get to 7.5K-8K, but im not looking to take a HP for that right now.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Established Contributor
Posts: 797
Registered: ‎05-01-2012
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Re: BOA CLI success

Great job with the APR reduction!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: BOA CLI success


YahComb wrote:

grats. ive been meaning to call about the APR-i still have my secured APR of 20.24; had my last CLI in cotober(3K to 6K). Don't really need another CLI, but i would like to get to 7.5K-8K, but im not looking to take a HP for that right now.


Thanks. It doesnt hurt to call and ask.


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Registered: ‎09-18-2011
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Re: BOA CLI success


rtw wrote:
Great job with the APR reduction!

Thanks rtw! Sure is a great feeling!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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