I applied for BankAmericard 2 days ago. It wasn't instant approval. It went to under review. I wasn't able to contact with them during the weekend so I called them this morning to find out what is going on.
He told me that I was approved for $8K. I asked for CLI because I am gonna use most of this limit for vacation expenses and "0" fee BT. He told me that system is still genereting my account number so he can't ask until this info available. But they can use same credit pull for CLI up to 30 days after applicaton. So I need to call them back in 24-48 hours for CLI
BTW my application is still showing "in review" when I check online.
They pulled Exp only. My fico was 805, 0 inq for last 12 months and 8 inq for last 24 monts. AAoA over 5y. overall usage less than 2% no baddies at all.
