Hello all,
Just sharing the details in the "Approvals" section.
After being a credit card customer with Chase for 4 years, I finally got some love from them.
- Sapphire Preferred approved with a CL of $16,500k!
DP:
- Chase Amazon since 2016, starting only utilizing the card around 30% each month/ PIF since beginning of year.
- Overall CC utilization = 3%
- Scores across broard ~750
- As of Nov 1st 2020: 4/24
- Just closed a car lease (buyout) with them in September (no late payments for lifetime of lease)
- Opened a checking/savings account with Chase in June to build relationship, direct deposit of two paycheck a month (approx. 12k)
- They pulled Transunion.
Almost immediatly when I hit 4/24, the prequalified offers showed up. My score has been hovering around the same number since 10 weeks, so the new accounts is the only thing that has changed. Up until last week, I got the "We currently have no prequalified offers" message.
Application went into pending, automated line stated decision in two weeks. Later that night, the new card showed up in my Chase account section with all details. No email or other notification. I'd like to think that treating Chase well over the past months, inceasing my scores and building a banking relationship with predictable throughput has helped my approval. Certainly my highest CL at this point.
Congratulations on your approval!!
Congratulations on your approval!
Sweet and a great SL to boot, congrats on a useful card 
Congrats on your approval!
