Just a few minutes ago (5:40am of June 15, 2023) I applied for this pre-selected offer that I have received in the mail for a while ago. I have been avoiding to accept/apply for this offer since last year but Citi has been kept sending it every 3 months, but this time I have not received any more extension to it, so I just applied for it because its hard to let go this kinda offer- 80k bonus miles after spending $4k in the first 4 months, free first checked bag on domestic American Airlines, preferred boarding privileges, could earn a $125 American Airlines flight discount, 25% savings on inflight purchases, no foreign transaction fees, 2 AAdvantage miles for every $1 spend...and many more perks.
Last year Citi started to send me the offer for this card but bonus miles were only 40k...and when I didn't respond then they offered 60k ...and then after a few months when I didnt respond then they lowered the offer to 30k...and then again 40k...but since March I got this offer of 80k and today was the last day to respond to this offer. I honestly didnt want to apply for anything because I have been in garden for the last 7 months and I have NOT applied anything all this time. Score is 834 across all CBs...utilization is less than 1% ($10 balance reporting only for AZEO purpose)...Don't know yet as to where they pulled from but I have had only two inquiries in all credit reports.
Kinda disappointed with the SL that I got...$12,400. Don't understand this figure of $400 though... Most of my cards have CL over $20k, but it could be because I have two more Citi cards, Custom Cash and Rewards, and they are both have CL over $20k...This card has AF of $99, but first year's AF is waived. I might not keep this card after a year and would request to downgrade it to no AF card, if I could. Anyway, I was really hoping to get much better CL...but appreciated whatever I got...I normally dont fly with AA because AA allows only one free checked bag on international flights, and 99% of my travel are on international flights...United is the another carrier along with AA that also have the same baggage policy, which is why I dont fly with these two airlines because I take few baggages....Do you guys know as to where I can use this AA bonus miles of 80k and what they are worth of? Thanks
@Janneman "Initial Credit Limit" could that mean it's more than that once you activate the card?
nvm, just hopeful but ....nvm. It's not like its a synchrony card 
Anyway, congrats and hope you get to use it and grow it quickly.
@Janneman wrote:Just a few minutes ago (5:40am of June 15, 2023) I applied for the pre-selected offer that I have received in the mail for a while. I have been avoiding to accept/apply forthis offer since last year but Citi has been kept sending it every 3 months, but I have not received any more extension to it, so I just applied for it because its hard to let go this kinda offer- 80k bonus miles after spending $4k in the first 4 months, free first checked bag on domestic American Airlines, preferred boarding privileges, could earn a $125 American Airlines flight discount, 25% savings on inflight purchases, no foreign transaction fees, 2 AAdvantage miles for every $1 spend...and many more perks.
Last year Citi started to send me the offer for this card but bonus miles were only 40k...and when I didn't respond then they offered 60k ...and then after a few months when I didnt respond then they lowered the offer to 30k...and then again 40k...but since March I got this offer of 80k and today was the last day to respond...I didnt want to apply anything because I have been in gardern for the last 7 months as I have NOT applied anything in the last 7 months. Score is 834 across all CBs...utilization is less than 1% ($10 balance reporting only for AZEO purpose)...Don't know yet as to where they pulled from but I have had only two inquiries in all credit reports.
However, I must say that I am a bit disappointed with the SL that I got...$12,400. Don't understand this figure of $400... Most of my cards have CL over $20k, but it could be because I have two more Citi cards, Custom and Rewards, and these both have CL over $20k...This card has AF of $99, but first year's AF is waived. I might not keep this card after a year. I can request to downgrade it to no AF card, right? Anyway, I was really hoping to get much better CL...but appreciated whatever I got...I normally dont fly with AA because AA allows only one free checked bag on international flights, and 99% of my travel is international flights...United is the another carrier along with AA that also have the same baggage policy, which is why I dont fly with these airlines because I take few baggages....Do you guys know as to where I can use this AA bonus miles of 80k and what they are worth of? Thanks
Congratulation on your new approval!
@GApeachy wrote:@Janneman "Initial Credit Limit" could that mean it's more than that once you activate the card?
nvm, just hopeful but ....nvm. It's not like its a synchrony card
Anyway, congrats and hope you get to use it and grow it quickly.
I also thought that there might be more credit line later on, once I get the card, given its language of 'initial credit line', but I received an email too which clearly states my credit limit...awwww...it would have been nice if it would have been really initial credit line...lols..Thanks
Congratulations on your approval!
