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DCP update

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taxi818
Super Contributor

DCP update

Well just got off phone with rep. This time she found my account. Approved. 5000 limit. Not big. But in door at least. 

692 tu fico. 

6 Month AA of A 

1 4plus year old collection  paid in full. Only baddie. Hope Amex don't get mad. Also. Hope it's a hidden TL 

Message 1 of 33
32 REPLIES 32
mountainmom
Frequent Contributor

Re: DCP update

Congratulations. I think that is a great limit with a thin file plus a baddie.

What makes you think it would be a hidden tradeline?


Eq 702 TU 707 Exp 718
Message 2 of 33
chalupaman
Super Contributor

Re: DCP update

Congrats! What's DCP BTW?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 33
Anonymous
Not applicable

Re: DCP update

Congrats!
Message 4 of 33
lexandra90
Frequent Contributor

Re: DCP update


@chalupaman wrote:

Congrats! What's DCP BTW?


I think diners club premier lol. Just guessing here tho. But congrats OP 




Credit: $80K Total Credit Lines...Gardening until 7/2018
Message 5 of 33
chalupaman
Super Contributor

Re: DCP update


@lexandra90 wrote:

@chalupaman wrote:

Congrats! What's DCP BTW?


I think diners club premier lol. Just guessing here tho. But congrats OP 


OH! Okay. I completely forgot about that card but that's great. Congrats to the OP again. Smiley Happy

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 33
taxi818
Super Contributor

Re: DCP update


@mountainmom wrote:
Congratulations. I think that is a great limit with a thin file plus a baddie.

What makes you think it would be a hidden tradeline?

Because all others think so. Not even 1 reported yet.  

Message 7 of 33
taxi818
Super Contributor

Re: DCP update


@chalupaman wrote:

Congrats! What's DCP BTW?


Yes. Diners club premier. 

Message 8 of 33
lexandra90
Frequent Contributor

Re: DCP update

sometimes credit cards take 2 months to report. I know NFCU reported within 2 weeks for me but 2 months for my best friend. And my 1st cap one card reported after 2 months/ 2 statements. I think it depends. But if no one sees anything in over 2 statements then it may be hidden. My guess Smiley Happy




Credit: $80K Total Credit Lines...Gardening until 7/2018
Message 9 of 33
baller4life
Super Contributor

Re: DCP update

Diner's saying 60 days to start reporting.
Message 10 of 33
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