cancel
Showing results for 
Search instead for 
Did you mean: 

DCP update

tag
taxi818
Super Contributor

Re: DCP update

Very true magic. i do have a few inquiries to spare yet. i only got 4 on my Tu. the rest however i got over 11 each. hmm. hard not to go for it. thats why sometimes these boards are full of temptation. Smiley Very Happy

Message 21 of 33
taxi818
Super Contributor

Re: DCP update


@CreditMagic7 wrote:

Concerning hesitation to the stiff 300 AF on the Elite, you might could look at this way. IF and or when Diner's closes this window (if they do) at some point after this rollout you have a choice. If after the first year the higher AF Elite has worked for you, then you'll harbor zero regrets, if not you can cancel and be no more worse for wear that you didn't need it. However if they do close that window for new applicants (This Is Diner's Club International) you wouldn't want to have some regrets that you didn't get in while the chance was right there in front of you at the time. Smiley Wink


I know you applied magic. which one did you get or did you get both?

Message 22 of 33
alvon123
Super Contributor

Re: DCP update

congrats


Message 23 of 33
coldnmn
Mega Contributor

Re: DCP update

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 24 of 33
Anonymous
Not applicable

Re: DCP update


@taxi818 wrote:

Well just got off phone with rep. This time she found my account. Approved. 5000 limit. Not big. But in door at least. 

692 tu fico. 

6 Month AA of A 

1 4plus year old collection  paid in full. Only baddie. Hope Amex don't get mad. Also. Hope it's a hidden TL 


Great, congrats

Message 25 of 33
aav
Established Contributor

Re: DCP update

With op!

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 26 of 33
CreditMagic7
Mega Contributor

Re: DCP update


@taxi818 wrote:

@CreditMagic7 wrote:

Concerning hesitation to the stiff 300 AF on the Elite, you might could look at this way. IF and or when Diner's closes this window (if they do) at some point after this rollout you have a choice. If after the first year the higher AF Elite has worked for you, then you'll harbor zero regrets, if not you can cancel and be no more worse for wear that you didn't need it. However if they do close that window for new applicants (This Is Diner's Club International) you wouldn't want to have some regrets that you didn't get in while the chance was right there in front of you at the time. Smiley Wink


I know you applied magic. which one did you get or did you get both?


Both.

It only took all of a single day after the premier card hit the mailbox to go ahead and throw caution to the wind and shoot for the 2nd one (with 3X ). Already sent off the $95AF plus some balance used so far to get that part out of the way. I figured once the pre-fee is dismissed on the "Elite" ASAP, that AF will prove not so intimidating considering the SL.

Message 27 of 33
aav
Established Contributor

Re: DCP update

Did they match your 1st card line?

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 28 of 33
taxi818
Super Contributor

Re: DCP update


@CreditMagic7 wrote:

@taxi818 wrote:

@CreditMagic7 wrote:

Concerning hesitation to the stiff 300 AF on the Elite, you might could look at this way. IF and or when Diner's closes this window (if they do) at some point after this rollout you have a choice. If after the first year the higher AF Elite has worked for you, then you'll harbor zero regrets, if not you can cancel and be no more worse for wear that you didn't need it. However if they do close that window for new applicants (This Is Diner's Club International) you wouldn't want to have some regrets that you didn't get in while the chance was right there in front of you at the time. Smiley Wink


I know you applied magic. which one did you get or did you get both?


Both.

It only took all of a single day after the premier card hit the mailbox to go ahead and throw caution to the wind and shoot for the 2nd one (with 3X ). Already sent off the $95AF plus some balance used so far to get that part out of the way. I figured once the pre-fee is dismissed on the "Elite" ASAP, that AF will prove not so intimidating considering the SL.


ok. i will at least wait until i get card in hand. may do it as well. as ive seen others now app for the elite as well. im not really concerned with the AF as i plan to travel quite a bit in 2015. if i don't get fair deal in my mind can always cancel after a year.

but i am keeping the premier no matter what. Smiley Happy

Message 29 of 33
CreditMagic7
Mega Contributor

Re: DCP update


@aav wrote:

Did they match your 1st card line?


Yes they did. Satisfied now that i pressed ahead to obtain both. Worth the 300AF IMHO, at least for this first year. Maybe longer

Message 30 of 33
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.