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Just got out of the garden a couple days ago (Ive had everything frozen for over a year) and I figured its time for an app spree.
I went into the garden because I had too many inquiries and new accounts, and now they have all aged off so game on!.
GE Walmart-- CLI to 10K Via SP
Penfed-- Approved for 6K HP on EQ (instant)
Local CU-- Approved for 5K HP on EQ (instant)
SDFCU-- Approved for 10K HP on EX (Instant after income proof)
Prosper-- Approved for 10K Loan at 7.9%
Wells fargo-- Approved for Loan at 12% (But I turned it down in favor of prosper)
All and all this was a very successful spree, I think I have like 2 or 3 inquiries per report now and it wil end up being 4 new accounts. Wanted to go for Chase CSP or Alliant, but I dont want to over do it, 4 new accounts is more than enough any more might spook current creditors. So back in the garden untill next November when I will tackle Chase and Alliant.
Thanks for the great advice and support, I never thought gardening would make this much difference but it really worked!
well done, a year of gardening to a succesful app spree..life cant get any better. So all it took was 12months to wipe your inquiries to 0?
Congratulations!!
Thanks, Yeah it took about 13 months to get all my inquiries off. I still had like 2 on transunion but they are over a year old so didnt hurt me.
Congrats nice spree
Congrats!