NFCU CLI - Another HUGE one!

[Anonymous]

From $1,300 ---->  $18,000    BOOM!

3rd statement cut last week, today is 91st day, hit MAX instant approval. I couldn't be happier..Even with my "big" cli's on my sync cards last week this CLI more than doubled my total CL. I put on average $1500 a month through the card, have let as high as 55% balance hit statement but PIF before due date. 10% balance when requesting this CLI. Any other questions, just ask happy to give any and all data points possible. 

I have a post in the application section about my application yesterday, on day 90, which was denied with no inquiry or UW review (assuming too early, but rep could not tell me and no letter yet) that may be worth the read. 

Thanks everyone for the continued support and guidance, I nor many others wouldn't be here without you. 

[Sandman771]

Since you're in their good graces did you app for the CLOC? 

Congrats on a great CLI.I'm still two months away, but it is on my calendar. I'm definintely stepping out of the garden for that one. 

[sonicchris8]

Congrats on that huge CLI!!

[Anonymous]

Boom! Bam! Shazam!

[Anonymous]

Planning on an auto loan in sept-October, waiting till then for CLOC to try and combine HPs

[Anonymous]

Do you mind if I ask what your credit scores are and your income? I have been with NFCU for 10 months now and have not received an auto CLI increase and was denied when I applied for a increase a couple of months ago; my scores have risen but not my income.

[JustBPatient]

Well done!!

[AverageJoesCredit]

OH SNAP($) you done gone and did it.

Lol, you could probably put a McDonalds lunch once a month and Navy would still give you that increase

Great job, nobody does cli like Navy, ok maybe Maaco

[Anonymous]

---

@Anonymous wrote:
Planning on an auto loan in sept-October, waiting till then for CLOC to try and combine HPs

---

Nothing wrong with dreaming. You know, about combining HP's.....Fat chance.....

[Anonymous]

I've read previously the only time it's possible to get 2 NFCU products w/ 1 pull is with auto/cloc as it's the same UW. CC's are a different department and are a second pull. As always, I'll plan on 2 pulls but be happy with 1. 

Regarding scores/income my fico 8's are 655/672/664 (was 620-630 when approved) current overall uti is at 26% however NFCU hasen't reported my most recent payment which brings me to about 8%. Income at time of card app 39k, income now 42k. 2 paid baddies 6 years ago (paid in the past 6months). 11-13 inq before yesterday/today's potentials. I'm sorry its been 10mo for you w/o any luv but your day is coming - maybe make a post w/ your stats and we can try to see if there is a piece of the puzzle missing?