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NFCU counter offer...Up?!?

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wineman
Established Member

NFCU counter offer...Up?!?

So I've had an nRewards card with NFCU for 18 months now.  It started out as a $500 secured card when I was still making Ch 13 payments.  After I got my discharge, it was unsecured and I got a CLI to $2000.  

 

Two months ago, since I was planning some international travel, I applied for and was approved for a Flagship rewards card (no FTF) with a $5000 line.  Today, I got to thinking that I don't really need two different cards to earn points and decided to PC my nRewards card over to a Cash rewards card.  The member services rep said it was no problem to make that change and asked what CL I'd like on my new card.  I knew from reading this forum that they will counter offer, so I asked for $10,000.  She came back with an instant counter offer....of $12,500!  Makes me wonder if I should have asked for more.  ;-)

 

I am so lucky to be an NFCU member and have these boards (and my retired Navy brother-in-law) to thank for introducing me to the best credit union out there.

 

-wineman


Message 1 of 9
8 REPLIES 8
coldnmn
Mega Contributor

Re: NFCU counter offer...Up?!?

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 9
Creditaddict
Legendary Contributor

Re: NFCU counter offer...Up?!?

sounds like she put in for more despite you... always ask for $25k with Navy Credit Cards and CLI requests for the full counter but looks like you got a full counter... congrats!

Message 3 of 9
MsLadyRover
Valued Contributor

Re: NFCU counter offer...Up?!?

Very nice! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 9
alvon123
Super Contributor

Re: NFCU counter offer...Up?!?

congrats


Message 5 of 9
chris1960
Regular Contributor

Re: NFCU counter offer...Up?!?

Congrats

EQ 650 | TU 652 | EX 676 MyFICO SCORES 06/01/2014

Current Cards: NFCU nRewards Visa $25,000 | Citi AAdvantage Visa Sig $7000 | USAA VFW Amex $7,000 | Lowes $5,900 | Chase SWA RR Visa Sig: $5,000 | AMEX BCE $5000 | AMEX PRG NPSL
Message 6 of 9
gdale6
Moderator Emeritus

Re: NFCU counter offer...Up?!?

Nice start limit there OP, enjoy Smiley Happy

Message 7 of 9
NursePurse
Frequent Contributor

Re: NFCU counter offer...Up?!?

Awesome congrats!

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 8 of 9
baller4life
Super Contributor

Re: NFCU counter offer...Up?!?

Awesome!!
Message 9 of 9
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