Need SP CLI cards/banks details

[GetMeSlick]

Hello All,

Just got my new car loan. So, thought of working on some SP CLI's on existing CC

Following are the cards i have

1. Chase freedom -10k
2. Discover IT - $6900
3. Discover IT - $6500
4. Cap 1 QS Visa - $5500(Tried online CLI, denied with letter not used fullest of the available CL)
5. Cap 1 QS MC - $3000(Recently got CLI of 2k two months before)
6. Amex Blue cash -$9k(No luck on cli.Its been more than 12  months after first 3x CLI.Tried 2 times, and got denial letter)
7. Amex ED- $5k(No luck after new card arrived
8. Kohls - $700(Got 1st CLI last june for $400. Tried today on phone call, the CSR said they would go for HP/credit bureau)
9. Macys - $2k(Got 1st CLI last june for $1000)
10. Sallimae - $2k(No cli after getting the new card in Nov/2014. Called last june/2015, they said i need to wait for auto CLI by Nov,2015. But nothing i received auto cli)
11. JCP - $1.8k(No CLI. ofcourse not using it for quite some time)
12. Affinity CU cc - $5000(Just got CLI increased from $500 to $5000 during auto rate pull)

Any leads on getting some SP CLI on above cards? Scores are in the signature.

[Anonymous]

LINK

LINK

[Ghoshida]

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@GetMeSlick wrote:

Hello All,

Just got my new car loan. So, thought of working on some SP CLI's on existing CC

Following are the cards i have

1. Chase freedom -10k Not gonna happen
2. Discover IT - $6900 Have you tried the CLI button? Unless it asks you for a hard pull permission specifically, it's an SP. Safe bet: 91 days after last CLI.
3. Discover IT - $6500 See above.
4. Cap 1 QS Visa - $5500(Tried online CLI, denied with letter not used fullest of the available CL) Generally bollocks reasoning. But you can try putting more spend there in general. You can also try reaching Cap One through twitter or facebook and if you've had the card for long, with sufficient use, make a case for a CLI.
5. Cap 1 QS MC - $3000(Recently got CLI of 2k two months before) Not happening before 6 months since last CLI.
6. Amex Blue cash -$9k(No luck on cli.Its been more than 12  months after first 3x CLI.Tried 2 times, and got denial letter) What are the reasons? Have you addressed them?
7. Amex ED- $5k(No luck after new card arrived Wait for 91 days.
8. Kohls - $700(Got 1st CLI last june for $400. Tried today on phone call, the CSR said they would go for HP/credit bureau) Can't help here.
9. Macys - $2k(Got 1st CLI last june for $1000) Or here.
10. Sallimae - $2k(No cli after getting the new card in Nov/2014. Called last june/2015, they said i need to wait for auto CLI by Nov,2015. But nothing i received auto cli) Check out the Barclaycard SP CLI thread on the CC Applications forum. Great info. Must try for APR reduction first. Do not engage the frontline CSR.
11. JCP - $1.8k(No CLI. ofcourse not using it for quite some time) Again, can't help.
12. Affinity CU cc - $5000(Just got CLI increased from $500 to $5000 during auto rate pull) Dunno.

Any leads on getting some SP CLI on above cards? Scores are in the signature.

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Some good links have been posted already. I have made some more comments in red.

[Anonymous]

The JCP card is Synchrony and you can call Credit Solutions to inquire about a CLI and it will be SP. I was approved for a JCP with an intitial $500 starting limit. Bought a $75 bottle of cologne, let it report, then PIF. Turned around asked for CLI and was granted $3500 with a TU FICO of 660 ish if I remember correctly.

[Anonymous]

You have two IT's?

[SouthJamaica]

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@GetMeSlick wrote:

Hello All,

Just got my new car loan. So, thought of working on some SP CLI's on existing CC

Following are the cards i have

1. Chase freedom -10k
2. Discover IT - $6900
3. Discover IT - $6500
4. Cap 1 QS Visa - $5500(Tried online CLI, denied with letter not used fullest of the available CL)
5. Cap 1 QS MC - $3000(Recently got CLI of 2k two months before)
6. Amex Blue cash -$9k(No luck on cli.Its been more than 12  months after first 3x CLI.Tried 2 times, and got denial letter)
7. Amex ED- $5k(No luck after new card arrived
8. Kohls - $700(Got 1st CLI last june for $400. Tried today on phone call, the CSR said they would go for HP/credit bureau)
9. Macys - $2k(Got 1st CLI last june for $1000)
10. Sallimae - $2k(No cli after getting the new card in Nov/2014. Called last june/2015, they said i need to wait for auto CLI by Nov,2015. But nothing i received auto cli)
11. JCP - $1.8k(No CLI. ofcourse not using it for quite some time)
12. Affinity CU cc - $5000(Just got CLI increased from $500 to $5000 during auto rate pull)

Any leads on getting some SP CLI on above cards? Scores are in the signature.

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Discover & Cap One are soft pulls.

Chase is hard pull.

Barclays is hard pull but you can call and ask if you're eligible for a soft pull CLI offer (after first requesting interest rate reduction).

Amex is soft pull but if you get turned down you need to wait at least 3 months before trying again (6 months if you've been granted a CLI).

[GetMeSlick]

i was trying SP cli on one of my discover and got this below. If i accept is it going to be SP or HP?

please help. 

[Anonymous]

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@GetMeSlick wrote:

i was trying SP cli on one of my discover and got this below. If i accept is it going to be SP or HP?

please help. 

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YOWZA take it take it take it!  Wont be a HP

[GetMeSlick]

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@Anonymous wrote:

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@GetMeSlick wrote:

i was trying SP cli on one of my discover and got this below. If i accept is it going to be SP or HP?

please help. 

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YOWZA take it take it take it!  Wont be a HP

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Thank you. I took that, voila, instantly my Credit limit went from $6900 to $11400.

I m going to try the same with my second discover card.. Keep you posted.

[Anonymous]

Cool beans!