9.99% on BCE

[Anonymous]

Hi, it's been a while since my last post. Today I entered to my BCE page and I saw an Amex Offer which says:

"Congratulations! You've been selected for a promotional APR of 9.99% on eligible new purchases made during the promotional period. The promotional rate begins the day after you enroll your Card and expires 12 billing cycles later. After the end of the promotional period, the APR for these purchases will be your standard purchase APR, which varies with the Prime Rate."

I read the terms and I don't find anythng weird. Has anyone got this offer? Is there a downside to this? Thanks!

[CreditCuriosity]

tons of posts about similiar offers although most are 0-6.99% apr for periods of 6-12 months..  Just search the first 5 pages of the sub-forum and you will see them.   No catches on "MOST" offers.  

[Anonymous]

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@CreditCuriousity wrote:

tons of posts about similiar offers although most are 0-6.99% apr for periods of 6-12 months..  Just search the first 5 pages of the sub-forum and you will see them.   No catches on "MOST" offers.  

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sorry for not doing the due research before, so long without posting forgot to do it. I'm going to see what I find. what have been the catches?

[Anonymous]

I got this pop up a couple days ago only mine was 6.99 for 12 billing cycles. I read through and decided to enroll. I doubt I actually use it though, always PIF,,,It's nice to finally start getting offers from them. Ironically I got another pop up the very next day. This one stated that I was prequalified for their NextStep loan which I'm still mulling over...

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

tons of posts about similiar offers although most are 0-6.99% apr for periods of 6-12 months..  Just search the first 5 pages of the sub-forum and you will see them.   No catches on "MOST" offers.  

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sorry for not doing the due research before, so long without posting forgot to do it. I'm going to see what I find. what have been the catches?

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believe only catch one person had was delta card was for only delta purchases if i remember correctly otherwise none i have seen

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

tons of posts about similiar offers although most are 0-6.99% apr for periods of 6-12 months..  Just search the first 5 pages of the sub-forum and you will see them.   No catches on "MOST" offers.  

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sorry for not doing the due research before, so long without posting forgot to do it. I'm going to see what I find. what have been the catches?

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believe only catch one person had was delta card was for only delta purchases if i remember correctly otherwise none i have seen

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ok, thanks!

[Anonymous]

No offense to you of course but that isn't that great of an offer honestly. First off, most PIF but citi offered me 12 months for purchases at like 5% so there is better out there for you for sure.
Thanks for posting but I'd explore other options if I were you

[Anonymous]

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@Anonymous wrote:
No offense to you of course but that isn't that great of an offer honestly. First off, most PIF but citi offered me 12 months for purchases at like 5% so there is better out there for you for sure.
Thanks for posting but I'd explore other options if I were you

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no offense taken. the thing is I already have the card and my apr is higher so I wanted to know if there was a catch to enroll in it. so far i have always PIF so i might not even use it but why leave the offer there then?