Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 65
Registered: ‎01-30-2010
0

Re: AMEX Gold Rewards APPROVED.

 


tray wrote:

Congratulations on your new card, although you will not be able to do a product change with this card, if you want a no annual fee card you have to do another app another inquiry with Amex.  I have the premier gold card and I want the blue card but holding off because of having to do another app.


I don't know if they would allow me to apply for another card as my salary is kinda low. If I applied for another card they might see it as a risk, might just have too bite the bullet after the first year and take another inquiry after I close the Gold.

 

New Contributor
Posts: 65
Registered: ‎01-30-2010
0

Re: AMEX Gold Rewards APPROVED.

 


tengtengvn wrote:

Don't put to much on the card otherwise they'll chase you with their famous AMEX credit review.


Starbucks, Panera Bread ONLYSmiley Very Happy

 

Super Contributor
Posts: 6,950
Registered: ‎05-23-2009
0

Re: AMEX Gold Rewards APPROVED.

[ Edited ]

Wait six months to apply for any other Amex card. Don't charge too much for the first three months. They might close your account.

 

 

Ron.

Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: AMEX Gold Rewards APPROVED.

Congratulations! I started with the Gold Rewards, too. Never a problem with it. I called a fair bit the first month or so, asking if I could use it at such-and-such, until they gently told me that I could go be a grown-up.

 

I don't know about the Starbucks bit, although there is evidence that it makes them happy, I guess. I used mine at first in traditional AmEx territory --restaurants, hotels, airlines, nice Stuff that could use the consumer protection.

 

I've also used it at Walmart and lived to tell the tale, so there you go. That was after I'd been with them for a year and changed to a Blue, to duck the annual fee.

 

While your income is still in the lower stages, keep enough in savings so that come hell or high water, you can pay your bill without any trouble. And if they offer you the chance to pay over time, ignore it. AmEx rarely forgets anything, ever, and even if you might not be using it for round-the-world travel now, you'll be happy to have that member since 2010 date in another 20 years.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: AMEX Gold Rewards APPROVED.

Amex is really pushing the preferred rewards gold card because I just received my third pre approval in two weeks....thanks but no thanks i do not like walking on eggshellsSmiley Very Happy

New Contributor
Posts: 65
Registered: ‎01-30-2010
0

Re: AMEX Gold Rewards APPROVED.

 


haulingthescoreup wrote:

Congratulations! I started with the Gold Rewards, too. Never a problem with it. I called a fair bit the first month or so, asking if I could use it at such-and-such, until they gently told me that I could go be a grown-up.

 

I don't know about the Starbucks bit, although there is evidence that it makes them happy, I guess. I used mine at first in traditional AmEx territory --restaurants, hotels, airlines, nice Stuff that could use the consumer protection.

 

I've also used it at Walmart and lived to tell the tale, so there you go. That was after I'd been with them for a year and changed to a Blue, to duck the annual fee.

 

While your income is still in the lower stages, keep enough in savings so that come hell or high water, you can pay your bill without any trouble. And if they offer you the chance to pay over time, ignore it. AmEx rarely forgets anything, ever, and even if you might not be using it for round-the-world travel now, you'll be happy to have that member since 2010 date in another 20 years.


I'll be sure to keep all of this in mind. Smiley Happy

 

Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: AMEX Gold Rewards APPROVED.

lol, the mom in me keeps coming out, I'm afraid! Smiley Very Happy Congrats again.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Member
Posts: 16
Registered: ‎03-10-2010
0

Re: AMEX Gold Rewards APPROVED.

 


moonman wrote:

Amex is really pushing the preferred rewards gold card because I just received my third pre approval in two weeks....thanks but no thanks i do not like walking on eggshellsSmiley Very Happy


I know lol! My average age of accounts is only 7 months and I'm pre-selected for it and the green card too. Of course I won't be applying anytime soon.

 

EQ: 719 - 9.28.10
TU: 732 - 6.16.10
Highlighted
New Contributor
Posts: 65
Registered: ‎01-30-2010
0

Re: AMEX Gold Rewards APPROVED.

Smiley Wink Thank you...and it's quite alright, I don't mind.


haulingthescoreup wrote:

lol, the mom in me keeps coming out, I'm afraid! Smiley Very Happy Congrats again.


 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.