cancel
Showing results for 
Search instead for 
Did you mean: 

ATM chase app approved for only $800

tag
Anonymous
Not applicable

ATM chase app approved for only $800

Few days ago while at the ATM I saw a pre-approved app for chase credit card. I clicked submit and waited few days then called the backdoor number to check on the status. The rep was nice and informed me that it's been approved for $800 cl I asked to recon and was transferred to another rep who wasn't as helpful as the first one and said my credit history is short and that they need to see more activity on the is account before cli is considered. Should I step back and play the waiting game, till accounts age or should I try to call again to recon?
Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: ATM chase app approved for only $800

Congratulations on the new CC! Is it a slate card?

Message 2 of 16
Anonymous
Not applicable

Re: ATM chase app approved for only $800

Chase freedom. Was pre-approved for a while and every time the banker at my local chase tried to have me submit an app I refused until I saw it on ATM which I found very creative, did anyone else experience this automatic push a button app process? My only issue is the low cl
Message 3 of 16
Anonymous
Not applicable

Re: ATM chase app approved for only $800

Chase can hand out really low limits. When I applied for the Chase amazon, they gave me $300. 3 months later, they increased it to $900, and there it got stuck till now. It's still my lowest limit by far.

Message 4 of 16
haulingthescoreup
Moderator Emerita

Re: ATM chase app approved for only $800

Just remember that if you want to request a CLI from Chase in the future, it's a hard inq. Smiley Tongue

 

I think that once in a blue moon they give an auto CLI, but I can say that in the 2 1/2+ years that I've had my Chase card, it has never budged from its intial CL.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 16
Anonymous
Not applicable

Re: ATM chase app approved for only $800

I got the same pop up while at the ATM, I passed on the offer.

Message 6 of 16
Gh0st
Contributor

Re: ATM chase app approved for only $800

I applied to both discover and chase freedom on the same day. Discover gave me $2000 limit while chase gave me a $1000 >.>. My highest is a 4k limit. Sucks to hear they are not very generous but oh well. 

.Believe.
Message 7 of 16
haulingthescoreup
Moderator Emerita

Re: ATM chase app approved for only $800

Chase seems to be in a Special Place now where they're approving new accounts, but they're very, very stingy with CL's. Smiley Mad

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 8 of 16
Anonymous
Not applicable

Re: ATM chase app approved for only $800

Chase gave me the same limit as my other chase card.

Message 9 of 16
Anonymous
Not applicable

Re: ATM chase app approved for only $800

I think your right, they seem to use other critereas in approving , my heavy personal checking account use had a lot to do with it than my score which is in the high 600s plus a recent collection you'd assume it's an automatic disqualification, go figure
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.