Added DW and AMEX hard pulled me!

[Eric958]

Ordered a card so DW could be AU they didn't ask for her ss# or anything but I noticed a hard pull 2 nite. Is this the norm?

E!

[Anonymous]

Hello,

When i added my Wife to my account as an AU they did not do any type of inquiry.  I would call and ask for an explanation.

AMEX - 1-800-492-3344

Robo

[Anonymous]

Probably a CSR mistake or did you do it online? Never heard of an AU resulting in a hard onyou, mybe due to the new AU rules.  Maybe a hard on her if she were added as joint. But without a SSN that would be a little hard to do.

[Eric958]

Just talked to csr and he said it was in response to applying for additional card for DW. In his words they checked my credit to make sure all was well with my credit. What????

Maybe they were nervous because I was at 56% util across the board. {only 9%with them} I'm now at 7% across the board just waiting for everything to post by end of this mth.

TU640 Eq646 EX660 hoping for a nice score increase going from 56% to 9% atleast 20-25 pts would make me a happy camper! My new mortgage and installment is already showing.

6 cards only 2 w/bal.

Message Edited by Eric958 on 11-17-2007 11:04 AM