So today, I added my sister to my Chase Freedom and Walmart card. Both only asked me for her first and last name. I asked Chase if they would report to the credit reporting agencies and he told me probably and they would find my sister using her first and last name. How could this be? Yes, she is my sister, but we have different addresses and she never lived with me. What if I wanted o ad a friend, how would they find he/she? I dont know...
Is there anybody with experience that can tell me some information? Anyone ever added an authorized user with only the first/last name and that person not living nor ever did live with you?
Your current address will have to be listed somewher on her credit files for each bureau for it to work properly. I was an AU on my parents account a while back, it only reflected on my EX cause it still had their address from a while back listed.
Your only other option would be for your friend to update her address to yours ... with one of her creditors, or somebody that reports to her CR.