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I've had my eyes on the Chase United MileagePlus Explorer card for a while now. I really want to app for it because I have a realy good offer in hand but cannot take a denial because i already have many inq's (EQ:6 EX:2-or3 TU:5) here are my stats:
BOA $7000 (10 month)
Freedom $800 (2 month) (when this was approved, my BOA only had a 2500 limit)
Barclays Priceline Visa $2500 (2 month)
I can get my Utl% to 1% before I app, no baddies no lates
Income 50K - have recently opened checking with chase, large balance
Very thin file. Do I have any chance at it? If not when's the earliest I can go for it? Waiting 6 month tenure on freedom may ruin the offer i have...
I'm really divided, thanks for opinion
@UAconcorde wrote:I've had my eyes on the Chase United MileagePlus Explorer card for a while now. I really want to app for it because I have a realy good offer in hand but cannot take a denial because i already have many inq's (EQ:6 EX:2-or3 TU:5) here are my stats:
BOA $7000 (10 month)
Freedom $800 (2 month) (when this was approved, my BOA only had a 2500 limit)
Barclays Priceline Visa $2500 (2 month)
I can get my Utl% to 1% before I app, no baddies no lates
Income 50K - have recently opened checking with chase, large balance
Very thin file. Do I have any chance at it? If not when's the earliest I can go for it? Waiting 6 month tenure on freedom may ruin the offer i have...
I'm really divided, thanks for opinion
2 HP's on EX is not a lot
How long have you had the BofA?
Chase likes to see a year of CC history and if you can bring UTL down to 1% would only increase your odds