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Ah the all knowing CC board, chance/advise me for UA MP EXP

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UAconcorde
New Member

Ah the all knowing CC board, chance/advise me for UA MP EXP

I've had my eyes on the Chase United MileagePlus Explorer card for a while now. I really want to app for it because I have a realy good offer in hand but cannot take a denial because i already have many inq's (EQ:6 EX:2-or3 TU:5) here are my stats:

 

 

BOA  $7000 (10 month)

Freedom $800 (2 month) (when this was approved, my BOA only had a 2500 limit)

Barclays Priceline Visa $2500 (2 month)

 

I can get my Utl% to 1% before I app, no baddies no lates

Income 50K - have recently opened checking with chase, large balance

 

Very thin file. Do I have any chance at it? If not when's the earliest I can go for it? Waiting 6 month tenure on freedom may ruin the offer i have...

 

I'm really divided, thanks for opinion

Message 1 of 2
1 REPLY 1
myjourney
Super Contributor

Re: Ah the all knowing CC board, chance/advise me for UA MP EXP


@UAconcorde wrote:

I've had my eyes on the Chase United MileagePlus Explorer card for a while now. I really want to app for it because I have a realy good offer in hand but cannot take a denial because i already have many inq's (EQ:6 EX:2-or3 TU:5) here are my stats:

 

 

BOA  $7000 (10 month)

Freedom $800 (2 month) (when this was approved, my BOA only had a 2500 limit)

Barclays Priceline Visa $2500 (2 month)

 

I can get my Utl% to 1% before I app, no baddies no lates

Income 50K - have recently opened checking with chase, large balance

 

Very thin file. Do I have any chance at it? If not when's the earliest I can go for it? Waiting 6 month tenure on freedom may ruin the offer i have...

 

I'm really divided, thanks for opinion


2 HP's on EX is not a lot 

How long have you had the BofA? 

Chase likes to see a year of CC history and if you can bring UTL down to 1% would only increase your odds 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 2
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