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Valued Member
smalldede
Posts: 37
Registered: ‎06-16-2008

Amex Backdate help

Hi,

 

I got my Amex Costco card in DEC 2008, I call them to backdate my membership from 2008 to 1996 and I already recevie my new card showing my member since from 1996 , the point is its 3 months from now and I just pull all  3 Ceadit bureau they still show my account open date is 2008. Do I need to call Amex to report to all 3 Credit bureau again ?

 

Account Name: AMEX     

Account Number: 349XXXXXXXXXXXX     

Acct Type: Credit Card - Revolving Terms     

Acct Status: Open     

Monthly Payment:      

Date Open: 12/1/2008   <------Will this be  backdate to  1996 ???
                                                   

 

Thank you.

Frequent Contributor
brother7
Posts: 373
Registered: ‎02-06-2009

Re: Amex Backdate help

The open date of 12/1/2008 is correctly reported.  Otherwise, a longtime Costco member can manipulate his/her AAoA simply by applying for a Costco TrueEarnings credit card.

 

If you're successful in getting the date changed to 1996, let me know!


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
04/04/2014 Current - EQ 779 (Walmart Discover TU FICO 08 Classic)
GOAL - 800! - App free since 03/13/2014
Senior Contributor
score_building
Posts: 3,465
Registered: ‎01-10-2008

Re: Amex Backdate help


smalldede wrote:

Hi,

 

I got my Amex Costco card in DEC 2008, I call them to backdate my membership from 2008 to 1996 and I already recevie my new card showing my member since from 1996 , the point is its 3 months from now and I just pull all  3 Ceadit bureau they still show my account open date is 2008. Do I need to call Amex to report to all 3 Credit bureau again ?

 

Account Name: AMEX     

Account Number: 349XXXXXXXXXXXX     

Acct Type: Credit Card - Revolving Terms     

Acct Status: Open     

Monthly Payment:      

Date Open: 12/1/2008   <------Will this be  backdate to  1996 ??? yep
                                                   

 

Thank you.


american express credit reporting (800) 874-2717
after you receive the new backdated card it will usually update with the cras automatically in a few weeks when they normally update.  if you call to expedite it you'll need the related american express acct number from your full EX report (not a 3 in1 report) to talk them.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)

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