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Amex pre-approvals for current cardmembers

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sjt
Senior Contributor

Amex pre-approvals for current cardmembers

Hi All,

 

Im gatering data points on pre-approval offers for current Amex cardholders which I think will be helpful to current cardholders. Id like to know the following:

 

Have up been offered pre-approvals or upgrades

How did you find out you were pre-approved or offered an upgrade

Any incentives offered

Have you accepted any offers and if so, where you approved or denied

What was your credit line

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
17 REPLIES 17
Anonymous
Not applicable

Re: Amex pre-approvals for current cardmembers

I have neither been offered nor accepted an upgrade on either of my Amex cards (neither is 13 months old yet)

 

A few months ago, I started getting offers to apply for the Business Platinum with a 75k MR bonus... they showed up in my Amex Offers.

Message 2 of 18
Anonymous
Not applicable

Re: Amex pre-approvals for current cardmembers

  1. Yes, I've been offered both.
  2. Amex Offers & Benefits on Home page. Sometimes via email too.
  3. I don't remember if there were any incentives offered.
  4. No, I haven't accepted any offers.
  5. N/A

You didn't ask, but I'm adding it for an additional data point. I currently have a BCE with an 18K CL, opened Jan 2015 but backdated to November 2006 with a 2K SL.

 

I hope this information helps.Smiley Happy

 

Message 3 of 18
sjt
Senior Contributor

Re: Amex pre-approvals for current cardmembers


@beautifulblaquepearl wrote:
  1. Yes, I've been offered both.
  2. Amex Offers & Benefits on Home page. Sometimes via email too.
  3. I don't remember if there were any incentives offered.
  4. No, I haven't accepted any offers.
  5. N/A

You didn't ask, but I'm adding it for an additional data point. I currently have a BCE with an 18K CL, opened Jan 2015 but backdated to November 2006 with a 2K SL.

 

I hope this information helps.Smiley Happy

 


Thanks! That is a great data point!

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 4 of 18
Turbobuick
Established Contributor

Re: Amex pre-approvals for current cardmembers


@sjt wrote:

Hi All,

 

Im gatering data points on pre-approval offers for current Amex cardholders which I think will be helpful to current cardholders. Id like to know the following:

 

Have up been offered pre-approvals or upgrades

How did you find out you were pre-approved or offered an upgrade

Any incentives offered

Have you accepted any offers and if so, where you approved or denied

What was your credit line

 


Yes BCE

Logged onto existing Amex TE account

$250 signup-spend a thousand 3mos. + $200 more possible thru wireless discounts

Yes,  immediate approval

$22K

 

The TE that is expiring in June is/was my only Amex connection. I'd had several previous BCE offers that weren't nearly as lucrative.

Message 5 of 18
Anonymous
Not applicable

Re: Amex pre-approvals for current cardmembers


@sjt wrote:

@beautifulblaquepearl wrote:
  1. Yes, I've been offered both.
  2. Amex Offers & Benefits on Home page. Sometimes via email too.
  3. I don't remember if there were any incentives offered.
  4. No, I haven't accepted any offers.
  5. N/A

You didn't ask, but I'm adding it for an additional data point. I currently have a BCE with an 18K CL, opened Jan 2015 but backdated to November 2006 with a 2K SL.

 

I hope this information helps.Smiley Happy

 


Thanks! That is a great data point!


You're welcome:Smiley Happy

Message 6 of 18
Anonymous
Not applicable

Re: Amex pre-approvals for current cardmembers


@Turbobuick wrote:

@sjt wrote:

Hi All,

 

Im gatering data points on pre-approval offers for current Amex cardholders which I think will be helpful to current cardholders. Id like to know the following:

 

Have up been offered pre-approvals or upgrades

How did you find out you were pre-approved or offered an upgrade

Any incentives offered

Have you accepted any offers and if so, where you approved or denied

What was your credit line

 


Yes BCE

Logged onto existing Amex TE account

$250 signup-spend a thousand 3mos. + $200 more possible thru wireless discounts

Yes,  immediate approval

$22K

 

The TE that is expiring in June is/was my only Amex connection. I'd had several previous BCE offers that weren't nearly as lucrative.


You may want to hold off because someone recently posted a $450 sign up bonus. Best of luck!

Message 7 of 18
Anonymous
Not applicable

Re: Amex pre-approvals for current cardmembers


@beautifulblaquepearl wrote:

@Turbobuick wrote:

@sjt wrote:

Hi All,

 

Im gatering data points on pre-approval offers for current Amex cardholders which I think will be helpful to current cardholders. Id like to know the following:

 

Have up been offered pre-approvals or upgrades

How did you find out you were pre-approved or offered an upgrade

Any incentives offered

Have you accepted any offers and if so, where you approved or denied

What was your credit line

 


Yes BCE

Logged onto existing Amex TE account

$250 signup-spend a thousand 3mos. + $200 more possible thru wireless discounts

Yes,  immediate approval

$22K

 

The TE that is expiring in June is/was my only Amex connection. I'd had several previous BCE offers that weren't nearly as lucrative.


You may want to hold off because someone recently posted a $450 sign up bonus. Best of luck!


That's the offer they're posting about.

Message 8 of 18
darwin_wins
Established Contributor

Re: Amex pre-approvals for current cardmembers

@sjt have you been getting any pre-qual? You have been with Optima for more than 1 year right?

Any chance you got that 100K MR Platinum offer?
Message 9 of 18
SouthJamaica
Mega Contributor

Re: Amex pre-approvals for current cardmembers


@sjt wrote:

Hi All,

 

Im gatering data points on pre-approval offers for current Amex cardholders which I think will be helpful to current cardholders. Id like to know the following:

 

Have up been offered pre-approvals or upgrades

How did you find out you were pre-approved or offered an upgrade

Any incentives offered

Have you accepted any offers and if so, where you approved or denied

What was your credit line

 


I've been with Amex over a year and a half and since then they've never offered me anything, or granted me anything I've asked them for.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 10 of 18
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