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Andrews FCU visa?

Established Contributor

Andrews FCU visa?

Does anyone have any info on this credit union? Ive searched the forum and WGMC and there's really nothing on them. I been looking to join a CU for a low APR visa, just in case i ever need to carry a balance. Im wondering how they are with issuing CL's and how they are overall as an institution? Are they sensitive to anything? Any info would be greatly appreciated! Smiley Happy


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
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3 REPLIES
Established Contributor

Re: Andrews FCU visa?

I don't know much about them, but they're on my radar because they have a true Chip-and-PIN, no-foreign-transaction-fee Visa card. And joining is open to anyone who signs up for a free association membership.

 

So +1 to what you asked...I'm also curious to hear some people's experience with them.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 2 of 4
Valued Contributor

Re: Andrews FCU visa?

Bump...does anyone know what they pull? Also do they require income verification and identity proof? After goin thru that with DCU i know its a pain in the ass waiting..
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Message 3 of 4
Moderator

Re: Andrews FCU visa?

Not much data on them in the releveant credit databases: appears to have always pulled EX for every entry I could find; however, that's not a large statistical sample but for a random CU, it's a reasonable assumption that they'll exclusively pull the one.  

 

Thanks for the tip on the Chip + PIN availability Conductor.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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