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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Andrews FCU visa?

Does anyone have any info on this credit union? Ive searched the forum and WGMC and there's really nothing on them. I been looking to join a CU for a low APR visa, just in case i ever need to carry a balance. Im wondering how they are with issuing CL's and how they are overall as an institution? Are they sensitive to anything? Any info would be greatly appreciated! :smileyhappy:


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Frequent Contributor
TheConductor
Posts: 491
Registered: ‎07-24-2012

Re: Andrews FCU visa?

I don't know much about them, but they're on my radar because they have a true Chip-and-PIN, no-foreign-transaction-fee Visa card. And joining is open to anyone who signs up for a free association membership.

 

So +1 to what you asked...I'm also curious to hear some people's experience with them.

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Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Andrews FCU visa?

Bump...does anyone know what they pull? Also do they require income verification and identity proof? After goin thru that with DCU i know its a pain in the ass waiting..
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Moderator
Revelate
Posts: 8,416
Registered: ‎12-30-2011

Re: Andrews FCU visa?

[ Edited ]

Not much data on them in the releveant credit databases: appears to have always pulled EX for every entry I could find; however, that's not a large statistical sample but for a random CU, it's a reasonable assumption that they'll exclusively pull the one.  

 

Thanks for the tip on the Chip + PIN availability Conductor.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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