Reply
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Andrews FCU visa?

Does anyone have any info on this credit union? Ive searched the forum and WGMC and there's really nothing on them. I been looking to join a CU for a low APR visa, just in case i ever need to carry a balance. Im wondering how they are with issuing CL's and how they are overall as an institution? Are they sensitive to anything? Any info would be greatly appreciated! :smileyhappy:


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
TheConductor
Posts: 421
Registered: ‎07-24-2012

Re: Andrews FCU visa?

I don't know much about them, but they're on my radar because they have a true Chip-and-PIN, no-foreign-transaction-fee Visa card. And joining is open to anyone who signs up for a free association membership.

 

So +1 to what you asked...I'm also curious to hear some people's experience with them.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 675 (myFICO 9/26/13), EX 712 (CreditSesame FAKO 10/9/13) , TU 696 (WalMart 10/3/13) Goal: 700+ x3
My Wallet: Amex BCP $10k, Amex Zync NPSL (> 10k), Chase CSP VS $9.2k, C1 Venture VS $5k, Amex SPG $4.5k, Barclaycard Apple V $2k, Walmart (Store) $1.2k, Chase Freedom V $600, BoA Cash Rewards V $500, Best Buy Rewards MC $500
Dream Wallet:Barclaycard Arrival WMC (replace C1 Venture), Amex Platinum (replace Zync eventually), Andrews FCU Global V (chip + PIN for travel). Otherwise, pretty happy with my portfolio now.
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Andrews FCU visa?

Bump...does anyone know what they pull? Also do they require income verification and identity proof? After goin thru that with DCU i know its a pain in the ass waiting..
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Moderator
Revelate
Posts: 6,767
Registered: ‎12-30-2011

Re: Andrews FCU visa?

[ Edited ]

Not much data on them in the releveant credit databases: appears to have always pulled EX for every entry I could find; however, that's not a large statistical sample but for a random CU, it's a reasonable assumption that they'll exclusively pull the one.  

 

Thanks for the tip on the Chip + PIN availability Conductor.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 672, Wally TU 686, EX 702 (04/14)
Goal Score: 700 in all three (01/01/15)


Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+