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Another CapOne CLI???

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New Contributor

Another CapOne CLI???

So, I just pulled my reports, and Cap One just gave me another $500 CLI?  It was probably my time to get the one time "credit rebuilder" CLI after 6 on time payments, but I recently contacted the EO and they raised my CL from $500 to $1500.  Today, my credit limit is showing as $2000.

 

I thought this card was only supposed to go from $500 to $750.

 

I'm confused...and shocked...and thrilled...and confused.  LOL

 

Has anyone had this happen with the rebuilder card?

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3 REPLIES
Valued Member

Re: Another CapOne CLI???

By the rebuilder card, do you mean the secured credit card? I just opened this card with a $500 CL.

 

Congratulations on such great increases! I hardly ever read success stories like this for the CapOne secured card, which made me weary of applying.

 

Can I ask what your spending and payment activity has looked like? Meaning, for example, are you spending 7-9% of your CL and paying it off every month?

March 13, 2013: FICO EQ 543
February 5, 2014: FICO EQ 603
Five accounts with negative indicators, 2 accounts in collections
In my wallet: Capital One Secured $500 / Fingerhut $500 / First Premier $700 / Credit One $300 / J. Crew $250 / Express $250
Message 2 of 4
Moderator Emerita

Re: Another CapOne CLI???

Message 3 of 4
Super Contributor

Re: Another CapOne CLI???

Love the cap1 stories yes yes yes

Congrats OP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 4