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They limit you to 4 payments in a 30 day window!
It's like they are forcing you to fall into the statement cut window by not letting you pay.
For reasons I can't control, I can't close them today. They are so getting the axe this summer.
Can't wait to get rid of mine in May. I wonder what sweet talk they'll give me to stay?
For me they offered to drop the monthly fee for 3 months which I declined. After that it was easy. I sent them an extra $20 just in case of any funny business but account shows closed by consumer with zero balance on my reports so it was actually much smoother than I thought. Feels great to have them and Applied Bank behind me. Now to wait on those $20 :-P
Most people would probably never reach that limit since usually people only do one payment.
@navigatethis12 wrote:Most people would probably never reach that limit since usually people only do one payment.
I opened it and kept for a year to have a positive reporting cl for a year. never swiped it once though.
@jbunton444 wrote:I opened it and kept for a year to have a positive reporting cl for a year. never swiped it once though.
I almost got it back when I had no credit. It had bullets of how it reported to all three and no deposit was required. Then I saw there were unavoidable fees and interest as soon as charges post.
thanks for the heads up, I guess I wont be applying for that pre approval after all LOL
Just closed mine last month, felt great to switch it out for the CSP!