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Applying for 2 cards from same bank/creditor....

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welshdave86
Valued Member

Applying for 2 cards from same bank/creditor....

Let's say I want to apply for 2 Chase Credit cards....  Will that mean 2 HPs or 1?

 

I want the Chase Freedom or Slate, but the Airline cards look good too....

 

Thanks for your help!

EQ - 735
EX - 717
TU - 707

Chase Freedom $7000 | Disover IT $5500 Capital One Quicksilver $1200 | Amazon Store Card $650 2% UTL | Ford Credit Auto Loan - 2 years old | AAoA - 18 months
Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: Applying for 2 cards from same bank/creditor....


@welshdave86 wrote:

Let's say I want to apply for 2 Chase Credit cards....  Will that mean 2 HPs or 1?

 

I want the Chase Freedom or Slate, but the Airline cards look good too....

 

Thanks for your help!


some have reported it being 1 pull when they did it same day... plan for 2... but with chase many seem to have luck with 2 apps back to back so i like that idea.

Message 2 of 5
welshdave86
Valued Member

Re: Applying for 2 cards from same bank/creditor....

Thanks!

 

I'm waiting for Monday/Tuesday for my CapOne 0% UTL to post to the bureaus before I apply....  Been at 0% for a little while but CapOne are really slacking.

 

EQ - 735
EX - 717
TU - 707

Chase Freedom $7000 | Disover IT $5500 Capital One Quicksilver $1200 | Amazon Store Card $650 2% UTL | Ford Credit Auto Loan - 2 years old | AAoA - 18 months
Message 3 of 5
yudeology101
Senior Contributor

Re: Applying for 2 cards from same bank/creditor....


@Creditaddict wrote:

@welshdave86 wrote:

Let's say I want to apply for 2 Chase Credit cards....  Will that mean 2 HPs or 1?

 

I want the Chase Freedom or Slate, but the Airline cards look good too....

 

Thanks for your help!


some have reported it being 1 pull when they did it same day... plan for 2... but with chase many seem to have luck with 2 apps back to back so i like that idea.


+1.

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Message 4 of 5
longtimelurker
Epic Contributor

Re: Applying for 2 cards from same bank/creditor....

I may be totally misremembering, but I think, at least at some point, it depended on the exact cards.  So Card A might be processed by one group within the issuer, and a cobranded card goes to a different one, and the inquiries originate with different initiator names, and so don't get combined.

 

But unless someone concurs, don't trust that!

Message 5 of 5
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