Re: Approved Instantly for NavCheck... 15k !!

webhopper · ‎09-11-2012

So I decided to apply for NFCU... LOC

Approved instantly over the phone for 15k

Nice! Gotta Love NFCU

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

bbrannan · ‎09-11-2012

Awesome!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board

Take the FICO Fitness Challenge

webhopper · ‎09-11-2012

@bbrannan wrote:
Awesome!! Congrats!!!

Thanks!

Was going to wait, and actually was going to have DH apply. However, I didn't feel comfortable having him pick up an unsecured loan in just his name for a bathroom remodel my rental property that I had before we were married... Not to say that we are planning to ever split up, and he was more than willing to do it. But uhm.... ya

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

CS800 · ‎09-11-2012

Congrats Hopper, you got the max on the LOC

bamagirl1 · ‎09-11-2012

WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

beautybrainsbooty · ‎09-11-2012

awesome! congrats

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013

webhopper · ‎09-11-2012

@bamagirl1 wrote:
WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine..

No income verification required. They did the approval over the phone which was awesome. I applied for a car loan refi back in March and sent them bank statements and investment account statements... maybe that did it for them

I asked for 15k, they gave it. all is well

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

XxRaVeNxX · ‎09-11-2012

Do you need direct deposit to eligible for navcheck?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012

tinuviel · ‎09-11-2012

So you decided to go for it... good for you! Congratulations on the approval, nice amount!

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

bichonmom · ‎09-11-2012

Congrats! That's the max they do for NavChek. Everyone gets the same %. The LOC amt is determined by your creditworthiness. It's nice to have as a backup and helps w/util, too.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Approved Instantly for NavCheck... 15k !!

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Approved Instantly for NavCheck... 15k !!