Re: Approved Instantly for NavCheck... 15k !!

webhopper · ‎09-11-2012

So I decided to apply for NFCU... LOC

Approved instantly over the phone for 15k

Nice! Gotta Love NFCU

FICO 8:
Goal: Gardening!

bbrannan · ‎09-11-2012

Awesome!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board

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webhopper · ‎09-11-2012

@bbrannan wrote:
Awesome!! Congrats!!!

Thanks!

Was going to wait, and actually was going to have DH apply. However, I didn't feel comfortable having him pick up an unsecured loan in just his name for a bathroom remodel my rental property that I had before we were married... Not to say that we are planning to ever split up, and he was more than willing to do it. But uhm.... ya

FICO 8:
Goal: Gardening!

CS800 · ‎09-11-2012

Congrats Hopper, you got the max on the LOC

Anonymous · ‎09-11-2012

WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine..

beautybrainsbooty · ‎09-11-2012

awesome! congrats

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013

webhopper · ‎09-11-2012

@Anonymous wrote:
WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine..

No income verification required. They did the approval over the phone which was awesome. I applied for a car loan refi back in March and sent them bank statements and investment account statements... maybe that did it for them

I asked for 15k, they gave it. all is well

FICO 8:
Goal: Gardening!

XxRaVeNxX · ‎09-11-2012

Do you need direct deposit to eligible for navcheck?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012

Anonymous · ‎09-11-2012

So you decided to go for it... good for you! Congratulations on the approval, nice amount!

bichonmom · ‎09-11-2012

Congrats! That's the max they do for NavChek. Everyone gets the same %. The LOC amt is determined by your creditworthiness. It's nice to have as a backup and helps w/util, too.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Approved Instantly for NavCheck... 15k !!

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Approved Instantly for NavCheck... 15k !!