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Ashley Furniture GE Experience?

Senior Contributor

Re: Ashley Furniture GE Experience?

Hopefully they pull TU and not EX when you apply(if it matters to you, people now a days have their TU in way more better shape than EQ or EX.)

Message 11 of 15
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Established Member

Re: Ashley Furniture GE Experience?

When filling out the app they ask you how much you would like, I was only buy a bedroom set for 1.8k so 5k was fine. Also shop around for prices...they will price match other stores this set was originally 3200.
LOWES-25K|CSP-15K|DISCOVER-15K|BARCLAYS-13K|AMEXEDP-30K|CITI-11.2K|BBMC-10K|WALMART-10K|CAP1Q.S.-5K|NORDSTROM 8K|FNBO AMEX 4K

FICO EQ08 743TU08 741EX08 753
Message 12 of 15
Established Contributor

Re: Ashley Furniture GE Experience?


rg23 wrote:
When filling out the app they ask you how much you would like, I was only buy a bedroom set for 1.8k so 5k was fine. Also shop around for prices...they will price match other stores this set was originally 3200.

+1 

 

They will also just generally negotiate price. I got them to give me free delivery and knock off $100 on the price of my bedroom set. The sales lady who helped me also gave me a low profile (thinner) box spring for my mattress set for free, which was normally a $150 upgrade over the standard box spring. And all their furniture is pretty high quality so its a good deal to shop there.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 13 of 15
New Member

Re: Ashley Furniture GE Experience?

 
Message 14 of 15
Contributor

Re: Ashley Furniture GE Experience?

They pulled EX when I applied in April 2013.  Got a $3K line.   I requested an increase to $9.5K in November and the checked EX again  (689), but they only gave me $1K increase to $4K line. My balance was $780 after an inital $1.9K purchase in April.  The reason for only giving me an increase of $1K was "Bank lending policy"

FICOS DEC 2016
EQ 787|| EX781|| TU 795
Message 15 of 15