Just some things Ive learned over the last few years.
Avoiding Interest.
I simply keep moving my balances around as much as possible every month if I have an balance carrying over from month to month.
I pay everything with my CC's, then use cash to pay any card that had a balance at the beginning of the month, then charge anything new on a different card.
Even tho we use our cards a LOT I doubt we've paid more than $25 in interest over the last 4 years.
Balance Transfers.
If I have, for instance, a $2500 balance on one card that I want to move to another card I simply charge everything during the month to the card I want to tranfer TO, then use all my available cash to pay off the card I want to move the balance FROM.
If your funds arent enough to do it all in one month just spread it out over a couple months. Its better than paying those transfer charges.
