Best credit cards with low rates?

[Anonymous]

I currently have 3 credit cards, each with a decent limit. I make good money, and I don't have too much debt. I always pay my balances off each month, and I was just wondering if there were some good credit cards, that have low rates and good rewards? Thanks!

[dalebb]

have u tried ur local credit union? or pentagon federal credit union?

[Anonymous]

I never thought of Discover, and solved my own problem! I got a discover card! Woo Hoo! Thanks 

[dalebb]

discover is a prime card,,, but what r u looking 4 in rates? points? and what did u get from discover?

[MrShush]

As for low rate, my Nationwide Visa has a 7.24% APR and 1% cash back. Not terribly rewarding but the rate is good if you have to carry a balance.

[Gollum]

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@Anonymous wrote:

I currently have 3 credit cards, each with a decent limit. I make good money, and I don't have too much debt. I always pay my balances off each month, and I was just wondering if there were some good credit cards, that have low rates and good rewards? Thanks!

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AFAIK, the Simmons First Visa Platinum Travel Rewards credit card has the lowest rate for a rewards card:

currently 9.25% variable (Prime Rate plus 6%).

It's a travel rewards card (one point per dollar), not a cash back card.

Excellent credit is required.

[clocktick]

Nice cards! 

When you say "rates" do you mean rewards?  Since you pay in full does APY matter?  What do you use your cards most for?  Which Discover did you get?  How do you know your limits on your Amex charge cards (Zync and Platinum).

Congrats on the Discover by the way!

[CS800]

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@clocktick wrote:

Nice cards! 

When you say "rates" do you mean rewards?  Since you pay in full does APY matter?  What do you use your cards most for?  Which Discover did you get?  How do you know your limits on your Amex charge cards (Zync and Platinum).

Congrats on the Discover by the way!

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I'd like to know that also. I have boh the Zync and the Platinum

[birjest]

I heard that the platinum came in a "sexy" welcome kit.  What all came with the card?

[HoldingOntoHope]

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@birjest wrote:

I heard that the platinum came in a "sexy" welcome kit.  What all came with the card?

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They send candles and a Do Not Disturb door hanger for your first night with your new platinum card.