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Regular Contributor
Posts: 115
Registered: ‎07-14-2008
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CC Utilization

I know it can depend on whats in your credit report and various factors, but does anyone know or has anyone experienced how much of a point jump on your score will you get as your percent utilization goes down? Any peoples experiences are welcome

Established Member
Posts: 120
Registered: ‎05-13-2010
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Re: CC Utilization

No but EX-3 percent of REV EQ-1 percent and TU-5% WEIRD idk? maybe someone else can offfer why>?

Moderator
Posts: 17,419
Registered: ‎07-14-2009
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Re: CC Utilization

 


Rollingstones wrote:

No but EX-3 percent of REV EQ-1 percent and TU-5% WEIRD idk? maybe someone else can offfer why>?


I might attempt to offer a why if I could read your post.  Smiley Happy

 

Could you explain what you mean please?

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
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Established Member
Posts: 120
Registered: ‎05-13-2010
0

Re: CC Utilization

My scores are always consistent with EX AND EQ but TU has me at 5% cards that were opened last year that are still not reporting to them, and my Score is constantly Fluctuanting with them....i dont know why? BTW in my other post on a soft pull Barclays did on my recon they coded it as DTC what is that? Thanks Vet

Moderator
Posts: 17,419
Registered: ‎07-14-2009
0

Re: CC Utilization

 


Rollingstones wrote:

My scores are always consistent with EX AND EQ but TU has me at 5% cards that were opened last year that are still not reporting to them, and my Score is constantly Fluctuanting with them....i dont know why? BTW in my other post on a soft pull Barclays did on my recon they coded it as DTC what is that? Thanks Vet


 

I believe you answered your own question. Not all your cards are reporting to every CRA therefore the balances, credit limits, and utilization will be different on each.

 

But I could be wrong about that.  Smiley Happy

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score

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