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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

CL increase ....hard or soft pull??

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‎03-01-2012 02:45 PM

Just wondering if I should bother??

 

Its been a year since my last increase.....

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Mega Contributor
LS2982
Posts: 14,459
Registered: ‎04-09-2011

Re: CL increase ....hard or soft pull??

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‎03-01-2012 02:46 PM

amercnchopz34 wrote:

Just wondering if I should bother??

 

Its been a year since my last increase.....

What card is this?



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Established Contributor
visorboy1974
Posts: 962
Registered: ‎05-17-2010

Re: CL increase ....hard or soft pull??

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‎03-01-2012 02:51 PM

amercnchopz34 wrote:

Just wondering if I should bother??

 

Its been a year since my last increase.....

All depends on the creditor.

Starting Score: 600
Current Score:: 687EQ, 698EX, 721TU
Goal Score: 760

Take the myFICO Fitness Challenge
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: CL increase ....hard or soft pull??

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‎03-01-2012 03:23 PM

sorry guys ...forgot to include it ....cap one platinum card

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 4 of 7 (254 Views)
 
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Mega Contributor
LS2982
Posts: 14,459
Registered: ‎04-09-2011

Re: CL increase ....hard or soft pull??

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‎03-01-2012 03:26 PM

amercnchopz34 wrote:

sorry guys ...forgot to include it ....cap one platinum card

SP, but don't count on it getting appoved



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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Regular Contributor
Balbanes
Posts: 143
Registered: ‎06-05-2008

Re: CL increase ....hard or soft pull??

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‎03-01-2012 03:26 PM

CapOne doesn't do customer initiated CLIs on that card.

Ex: 657 (fico lender pull)
Tu: 666 fico
Eq: 641 fico
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: CL increase ....hard or soft pull??

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‎03-01-2012 03:32 PM

yep ...that would be a no go ...just called them....i figured worth asking as long as it was only a soft pull

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 7 of 7 (235 Views)
 
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