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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

CL increase ....hard or soft pull??

Just wondering if I should bother??

 

Its been a year since my last increase.....


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: CL increase ....hard or soft pull??


amercnchopz34 wrote:

Just wondering if I should bother??

 

Its been a year since my last increase.....


What card is this?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: CL increase ....hard or soft pull??


amercnchopz34 wrote:

Just wondering if I should bother??

 

Its been a year since my last increase.....


All depends on the creditor.

Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: CL increase ....hard or soft pull??

sorry guys ...forgot to include it ....cap one platinum card


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: CL increase ....hard or soft pull??


amercnchopz34 wrote:

sorry guys ...forgot to include it ....cap one platinum card


SP, but don't count on it getting appoved




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Balbanes
Posts: 143
Registered: ‎06-05-2008

Re: CL increase ....hard or soft pull??

CapOne doesn't do customer initiated CLIs on that card.

Ex: 657 (fico lender pull)
Tu: 666 fico
Eq: 641 fico
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011

Re: CL increase ....hard or soft pull??

yep ...that would be a no go ...just called them....i figured worth asking as long as it was only a soft pull



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