Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011


[ Edited ]

I took a member's advice on the forum...I apologize in advance b/c I don't remember which user that was but you know who you are! Anyway this user advised me to request a CLI for my GE cards after the 4th statement. I called GE this evening for my Living Spaces account b/c I suddenly realized I was at the 4th statement and could request a CLI. Opened the account in May 2012 to purchase a kitchen table (still making payments with deferred interest). Anyway my starting CL was 5,500. Agent asked me how much more I wanted and I requested $3,000 because I didn't want to seem greedy. I didn't think I'd be approved for the whole amount...BUT I WAS! Available for immediate use as of 9/18/12. Credit line is now $8,500 :smileyvery-happy:DDD

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012


Your other creditors will notice this too when they soft you!!! You may get some auto increases from other creditors as a result! AND when you app for new cred cards, they'll typically approve you for higher limits :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.