Reply
Established Contributor
Rackham94
Posts: 510
Registered: ‎04-01-2013
0

CLI Request

[ Edited ]

Anyone have a sticky for a CLI how to guide? 

 

I am looking to freeze my CRs and want to know if creditors can still SP for auto cli or would not be able to due to Freeze. Want to garden till October or November when my new accs will have reached 6 months and need to get one of my lines to 5k... tried GE AE but said couldn't offer me anything higher at the moment to try again in 30 days.. It was recently increased using button online from 700 to 950

 

anyone know the quickest and most efficient way possible

 

income is 56k 

aaoa 5 months 

oldest acc 10 months

full time student

6k student loans deferred until 2016 might take out more but have mine on auto pay for $75 to cover for any interest charges and I keep getting proportion of loan balances to loan amts is too high on AMEX.

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: CLI Request

wooww how do you make 56k when u in school ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CLI Request


nicholasyud wrote:

wooww how do you make 56k when u in school ????


Some schools have programs that pay like that

 

My son attended school full time was offered a job in his last year. That year they paid him $45,000 and he didn't even start work until after he graduated. Then they paid for relocation and increased the salary to $96,000. Not to mention he had 3 weeks after graduation to report to work (mini vacation)

My son was in a Master degree program with a major electronics company. (Kind a learn and earn program I called it)

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
Rackham94
Posts: 510
Registered: ‎04-01-2013
0

Re: CLI Request

[ Edited ]

Haha, funny you should ask. Been with a company since I was 15 and worked my way up...

 

It is a marketing/sales position HIGH turnover. Thanking the big man up top ^ I am still here blessed and thankful. I just need to hurry up and get my degree lol.

 

Anyone have any advice related to thread?

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CLI Request


Rackham94 wrote:

Haha, funny you should ask. Been with a company since I was 15 and worked my way up...

 

It is a marketing/sales position HIGH turnover. Thanking the big man up top ^ I am still here blessed and thankful. I just need to hurry up and get my degree lol.


Did you get it through the school?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
Rackham94
Posts: 510
Registered: ‎04-01-2013
0

Re: CLI Request


myjourney wrote:

Rackham94 wrote:

Haha, funny you should ask. Been with a company since I was 15 and worked my way up...

 

It is a marketing/sales position HIGH turnover. Thanking the big man up top ^ I am still here blessed and thankful. I just need to hurry up and get my degree lol.


Did you get it through the school?


I do not mind disclosing my source of income as it is understandable why the question may come about but would like advice on CLI as well.

 

The position is one I gained through high performance in entry level sales for 2 years and promotion after promotion. I am 18 the youngest collegue I work with is 32. It is not through school however; I am studying in a related field. Fortune 500 company very well known. 

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CLI Request

I'm pretty sure they can still SP just can't HP

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
Rackham94
Posts: 510
Registered: ‎04-01-2013
0

Re: CLI Request


myjourney wrote:

I'm pretty sure they can still SP just can't HP


Sounds great :smileyhappy: I thought so wanted to make sure. What card would be most likely the first creditor to issue 5k increase?

Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CLI Request


Rackham94 wrote:

myjourney wrote:

I'm pretty sure they can still SP just can't HP


Sounds great :smileyhappy: I thought so wanted to make sure. What card would be most likely the first creditor to issue 5k increase?


That may be a problem Chase, Citi and discover to bump you up that far would be a HP 

Cap1 journey hard to say but you can try EO probably best route to go and with your income might come close....Think I gave you EO right?

2nd card form right in sig im not sure what that is with the bird. What is that?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
Rackham94
Posts: 510
Registered: ‎04-01-2013
0

Re: CLI Request


myjourney wrote:

Rackham94 wrote:

myjourney wrote:

I'm pretty sure they can still SP just can't HP


Sounds great :smileyhappy: I thought so wanted to make sure. What card would be most likely the first creditor to issue 5k increase?


That may be a problem Chase, Citi and discover to bump you up that far would be a HP 

Cap1 journey hard to say but you can try EO probably best route to go and with your income might come close....Think I gave you EO right?

2nd card form right in sig im not sure what that is with the bird. What is that?


I haven't tried to contact EO for Cap1. 

The card with bird is GERB American Eagle Store Card. 

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}