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Established Contributor
searchingfor67
Posts: 642
Registered: ‎08-02-2011

Re: CSP + Freedom + Checking. Use wisely.


greeneman21 wrote:

Great thread, just got my first statement with the Freedom/checking combo, I noticed the 10/10 isn't listed. Does it take 1-2 billing cycles for it to kick in?


Correct...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Contributor
greeneman21
Posts: 80
Registered: ‎06-18-2012

Re: CSP + Freedom + Checking. Use wisely.

Boo, do they retro the bonus back to the first statement?

Wallet: NFCU Flagship 25k--USAA AMEX 17.5k-- USAA VISA 12K--USAA World MC 12k-- Discover 11k--PenFed Plat 10k--- NFCU NavCheck 12k

Member
_GNC
Posts: 16
Registered: ‎12-30-2011

Re: CSP + Freedom + Checking. Use wisely.

I had emailed them about giving me bonus points for the months I missed-- they said they wouldn't; afterwards, however, I did notice that I had gotten some extra points that seems to be the equivalent of the months missed. This didn't show up on the statement.

Current Cards: Discover More 6,750; Chase Freedom 1,400; Amex BCE 6,000
Frequent Contributor
kimmiller112
Posts: 302
Registered: ‎04-09-2012

Re: CSP + Freedom + Checking. Use wisely.

A question about the checking account part of this:

 

The closest Chase branch is more than 2 hours away.  I don't have a problem with opening an account with at least $1500 and keeping that amount in it to avoid the monthly fee.   So, I was thinking that perhaps I could open an account online and fund it by transferring money from my account at my local bank.  However, when clicking on the checking account link, it asks for a zip code and it won't take mine since there are no branches near me.  Does anyone know if I can open an account over the phone without having to go into a branch?  I just don't see me traveling to Atlanta or Jacksonville from southeast South Carolina just to open an account anytime in the near future.

 

I do love this concept though.  I have a Freedom and want to app for the CSP in January, so if anyone knows if I can do the banking part by phone, I'd appreciate the info.

6/13/13: TU 688, EQ 675, EX 703, USAA FAKO 723 for all 3 - Goal: 760
Barclays USAir $5800 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $7000 (business) - Staples (Citi) $2000 (business)
Established Member
youngmoneyok
Posts: 31
Registered: ‎08-14-2012

Re: CSP + Freedom + Checking. Use wisely.

[ Edited ]

kimmiller112 wrote:

A question about the checking account part of this:

 

The closest Chase branch is more than 2 hours away.  I don't have a problem with opening an account with at least $1500 and keeping that amount in it to avoid the monthly fee.   So, I was thinking that perhaps I could open an account online and fund it by transferring money from my account at my local bank.  However, when clicking on the checking account link, it asks for a zip code and it won't take mine since there are no branches near me.  Does anyone know if I can open an account over the phone without having to go into a branch?  I just don't see me traveling to Atlanta or Jacksonville from southeast South Carolina just to open an account anytime in the near future.

 

I do love this concept though.  I have a Freedom and want to app for the CSP in January, so if anyone knows if I can do the banking part by phone, I'd appreciate the info.


There is no way over the phone. Get a $200 coupon for getting a new Chase Checking account and that'll subsidize the cost of the trip/time. There is a free 200 dollar coupon that requires a direct deposit (search around and you'll find this) and there are some coupons on ebay that sell for around 10 bucks and do not require a direct deposit. 

 

Frequent Contributor
kimmiller112
Posts: 302
Registered: ‎04-09-2012

Re: CSP + Freedom + Checking. Use wisely.


youngmoneyok wrote:

kimmiller112 wrote:

A question about the checking account part of this:

 

The closest Chase branch is more than 2 hours away.  I don't have a problem with opening an account with at least $1500 and keeping that amount in it to avoid the monthly fee.   So, I was thinking that perhaps I could open an account online and fund it by transferring money from my account at my local bank.  However, when clicking on the checking account link, it asks for a zip code and it won't take mine since there are no branches near me.  Does anyone know if I can open an account over the phone without having to go into a branch?  I just don't see me traveling to Atlanta or Jacksonville from southeast South Carolina just to open an account anytime in the near future.

 

I do love this concept though.  I have a Freedom and want to app for the CSP in January, so if anyone knows if I can do the banking part by phone, I'd appreciate the info.


There is no way over the phone. Get a $200 coupon for getting a new Chase Checking account and that'll subsidize the cost of the trip/time. There is a free 200 dollar coupon that requires a direct deposit (search around and you'll find this) and there are some coupons on ebay that sell for around 10 bucks and do not require a direct deposit. 

 


Thanks for the reply and the info about the coupons.  It looks like I'll be planning a road trip soon!

6/13/13: TU 688, EQ 675, EX 703, USAA FAKO 723 for all 3 - Goal: 760
Barclays USAir $5800 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $7000 (business) - Staples (Citi) $2000 (business)
Frequent Contributor
dddfresh
Posts: 297
Registered: ‎01-11-2013

Re: CSP + Freedom + Checking. Use wisely.

does this still work? or has some of it expired etc? Thank you! Im saving this to my favorites for a goal for this year!!


5/2013: MyFico EQ 655, EXP 675(amex decline letter), TU 669.
NFCU Flagship Sig. $12,500..NFCU CashRwds $1000..NFCU LOC $12,500..AMEX Green NPSL...Discover IT $1500...BofA Cash Rewards 1-2-3 $2500...Southwest Premier $2000..Chase Freedom $1500..CareCredit $3500..Cap1-$1500..HSBC $300..Merrick Bank $1400..Lowes $1500...WalMart $1500...JCP $1000..Chevron $900..Kays/Jerrod - $5000 split. around 8% Util. in 2011 my scores were in the low 500's. Didnt know a dang thing. Looking to get into the 700's in 2013.
Have three old paid charge offs. LAST APP 5/13/13 :/ Have 15-20 inquires across the board oopsies
Contributor
fittiger
Posts: 125
Registered: ‎02-20-2013

Re: CSP + Freedom + Checking. Use wisely.

I was wondering the same thing
Score Update: EQ 771 (6/6/13) myFico; TU 795 (6/6/13) myFico; EX 744 (6/13/13) myFico
Score Update: EQ 736 (5/1/13) myFico; TU 763 (5/1/13) myFico
Starting Scores: EQ 725 (3/14/13) myFico; TU 656 (2/7/13) myFico

Chase Sapphire Preferred $13,800; Discover IT $15,000; PenFed Plat Rewards Signature $14,000; Amex Delta Gold $9,500; Citi Simplicity $7,000; CapOne Platinum $1,500; GE Care Credit $2000; GE Lumber Liquidators $2500
Established Contributor
daybreakgonesXe
Posts: 758
Registered: ‎11-17-2012

Re: CSP + Freedom + Checking. Use wisely.


dddfresh wrote:

does this still work? or has some of it expired etc? Thank you! Im saving this to my favorites for a goal for this year!!


In a modified, version, yes; the 10 extra bonus points per transaction is now gone, but the 10% annual bonus is still around :smileyhappy: i opened up a Chase checking account this past weekend using my refunded deposit for my Orchard secured, plus used my $200 coupon they kept sending me!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 727 Credit Karma (TU) 6/12/13 758 Transrisk 6/12/13 830/990 CreditSesame (EX) 6/4/13 770 Credit.com (EX) 6/13/13 747 FICO Estimate 750 Vantage 3.0 Estimate 727
Valued Contributor
09Lexie
Posts: 6,759
Registered: ‎09-13-2012

Re: CSP + Freedom + Checking. Use wisely.


daybreakgonesXe wrote:

dddfresh wrote:

does this still work? or has some of it expired etc? Thank you! Im saving this to my favorites for a goal for this year!!


In a modified, version, yes; the 10 extra bonus points per transaction is now gone, but the 10% annual bonus is still around :smileyhappy: i opened up a Chase checking account this past weekend using my refunded deposit for my Orchard secured, plus used my $200 coupon they kept sending me!


I'll be doing the same thing this weekend .  What's another checking account? :smileytongue:



Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800


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