Cap One Journey

[Reese2107]

I have a question about the Cap One Journey Card.

As far as approvals go, iapllied at about 12:30 am where i am a little while ago. I got the dreaded "7-10 days to process the application. Is this normal for capital one or do they usually instantly approve if you indeed qualify?

[Anonymous]

Some times you get instant approvals, sometimes they ask for documents. ESP if you are a student. They may req income docs. You might want to give them a call in a few days. From my experience, when they have to 'process an app' you might not get a response for 3-4 days on the phone


Good luck!

[Reese2107]

So...I got denied. Tried to get a recon. No go. She said the decision was final. Wth? She also said when I get the letter in the mail....if the reasons are not valid...such as verification etc. That I can reapply in thirty days and get approved. What's up with that?