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CardMatch from Ceditcard.com

tag
webhopper
Moderator Emeritus

CardMatch from Ceditcard.com

So I used CardMatch and it matched me with BCE and BCP from amex. I am not apping, I just wanted to know other users experiences with using cardmatch?
FICO 8:
Goal: Gardening!
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: CardMatch from Ceditcard.com

I think it's garbage. It just matched me with BCE, BCP and Delta Gold...right along side First Premier.

 

What a joke.

Message 2 of 18
webhopper
Moderator Emeritus

Re: CardMatch from Ceditcard.com

I wonder if the cc companies are paying to be matched with consumers or are buying their info to be used to offer promos
FICO 8:
Goal: Gardening!
Message 3 of 18
Anonymous
Not applicable

Re: CardMatch from Ceditcard.com

No they make money through affiliate programs. I used to own an affiliate network and the CC offers pay big bucks. This is just a tool that helps them generate more leads.

Message 4 of 18
omskillet
Regular Contributor

Re: CardMatch from Ceditcard.com


@webhopper wrote:
So I used CardMatch and it matched me with BCE and BCP from amex. I am not apping, I just wanted to know other users experiences with using cardmatch?

They soft TU on CardMatch...so if your TU is better shape than your other CR's then it could be a false positive. I'm not sure how they figure what you're matched for but I have a theory that its strictly on score. I had a month where why TU was below 700 and none of the Amex's showed up. Next month score was back up and Amex's showed up again. In full disclosure Amex pulls EX and did with me which is my worst CR and I was denied but that's a whole other story.

 

I agree with others here that its obviously some deal with the Credit Card companies and this site to "influence" consumers towards specific cards. Still its nice a nice ego boost when those Amex and Venture cards show up in the list.

Message 5 of 18
webhopper
Moderator Emeritus

Re: CardMatch from Ceditcard.com

So this is garbage! Good to know, I'm glad I wasn't in the market to app
FICO 8:
Goal: Gardening!
Message 6 of 18
Anonymous
Not applicable

Re: CardMatch from Ceditcard.com


@webhopper wrote:
So this is garbage! Good to know, I'm glad I wasn't in the market to app

The info and advice on this site will be far more valuable in determining which cards you will most likely be approved for.

Message 7 of 18
shane82388
Established Contributor

Re: CardMatch from Ceditcard.com

I have been matched with the same exact cards for years....even with totally differnt scores (hundreds of points differences)....so i dont think this is very useful or accurate...

Message 8 of 18
Anonymous
Not applicable

Re: CardMatch from Ceditcard.com

I've never been matched with anything outside of cap one! I currently have far better cards than anything cap one offers!
Message 9 of 18
scottwagnon
Valued Contributor

Re: CardMatch from Ceditcard.com

yes, for a long time now i have been matched with VentureOne. BOGUS!

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Message 10 of 18
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