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Thank you for the quick reply does anyone else have any suggestions.
It depends what you consider a high CL.
Also, those that provide instant approvals, don't always instant approve.
For example: I applied for Navy Federal Cash Reward Visa. It took 5 days for my approval, which was $25,000. So I got a high CL, but I had to send in paystubs.
High CL's are not just FICO. It is actual credit contents plus income and FICO.
@Anonymous wrote:It depends what you consider a high CL.
Also, those that provide instant approvals, don't always instant approve.
For example: I applied for Navy Federal Cash Reward Visa. It took 5 days for my approval, which was $25,000. So I got a high CL, but I had to send in paystubs.
High CL's are not just FICO. It is actual credit contents plus income and FICO.
Way to go on ur credit scores..Im pretty sure u worked hard at it keep it up!
@terrymurph wrote:
Will it help or lower my score if i pay it. The simulator says i will gain points.
Have you approached them with a pay for delete request? You may be able to settle for a lesser amount...and you may have it disappear for good. It's worth a try...
If you can work it that way, it will help your score.