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Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Chase Amazon Visa-way into CSP?

Chase amazon is a nice card. I"ll take fixed catagories over rotating catagories any day of the week.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Chase Amazon Visa-way into CSP?

Chase relies on an internal scoring model just like Amex does, so yes using your amazon card properly will help you. Keep in mind that if you get the Freedom sometime next year, you'll probably only be able to get one more Chase card. They don't like to give out more than 3-5 personal cards to people, and given your scores are very mediocre by their standards I'd be expecting a limit of 3 and not 5. Choose very carefully.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Chase Amazon Visa-way into CSP?

After Freedom the only other Chase product I want is CSP. I'm good with my 3 Chase limit if I had those 3.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Chase Amazon Visa-way into CSP?

LOL this thread is making me feel bad for not applying for the Chase Amazon! I played it safe and said hey I'm gonna apply for the store card...damn...oh well...

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Chase Amazon Visa-way into CSP?

I would only app for the cards you want. You've already gotten a Chase cc. So, if you really want the CSP, I wouldn't waste my time (and AAoA!) getting a Freedom. Just let your pos history w/the Amazon card and your CR/FICO qualify you for the CSP. :smileyhappy:

 

I kind of have to agree about the rotating categories. While I have enjoyed the 5% on restaurants this quarter, I have NO idea what next quarter is going to be and if I'll have any use for it. Plus, they set it up so you have to register each quarter in order to earn rewards. Why make us jump through those hoops every quarter? I jumped on Freedom because there was a really good offer at the time, but the Amazon card looks really nice! :smileyhappy:

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chase Amazon Visa-way into CSP?

Why would someone need 5 chase accounts? Lot of eggs in one basket.



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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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