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Chase Freedom CLI question

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suzook1
Frequent Contributor

Chase Freedom CLI question

Has anyone has success with Chase and getting a CLI? I have a freedom card since 9/11. 5k limit. no missed payments etc. Wondering if its worth the ask

Message 1 of 12
11 REPLIES 11
FocusedAndDetermined
Senior Contributor

Re: Chase Freedom CLI question

From what I've read here, it probably isn't worth it.   I have seen several posts about surprise auto CLIs, but it seems rather random.

 

 Many have said you are more apt to be approved for another Chase card than receive a CLI.

Message 2 of 12
LS2982
Mega Contributor

Re: Chase Freedom CLI question


@aleicgrant wrote:

Has anyone has success with Chase and getting a CLI? I have a freedom card since 9/11. 5k limit. no missed payments etc. Wondering if its worth the ask


If your willing to take a HP for it i'd say you got a good shot.

Do your file have alot of recent INQ's (3-4 in 6 month span)??

Is your overall util. below 10%?




EQ FICO 548 3/3/16
Message 3 of 12
Express
Frequent Contributor

Re: Chase Freedom CLI question

Yep! Went from 1,900 to 15,000 with a HP but it was worth it!  Smiley Very Happy

CL $408,200
Message 4 of 12
09Lexie
Moderator Emerita

Re: Chase Freedom CLI question

Message 5 of 12
tattooedhusker
Established Contributor

Re: Chase Freedom CLI question

Nice! congrats!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 6 of 12
shakalaka
Established Contributor

Re: Chase Freedom CLI question

WOW, for that I would burn a HP in an instant - Congrats



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 7 of 12
lg8302ch
Senior Contributor

Re: Chase Freedom CLI question

nice jump...and well worth a HP...congrats!
Message 8 of 12
Happychap
Frequent Contributor

Re: Chase Freedom CLI question

I asked for a cli on my CSP was denied, and they pulled from both EX and EQ!
Message 9 of 12
blondy250
Established Contributor

Re: Chase Freedom CLI question


@aleicgrant wrote:

Has anyone has success with Chase and getting a CLI? I have a freedom card since 9/11. 5k limit. no missed payments etc. Wondering if its worth the ask


I have 2 Freedom cards (visa signature, MC world) and I've recieved hefty auto increases from them started at 1K limit to close to 30K limit on each, but it has been very random. I haven't recieved an auto CLI from them in a year (pretty much dont use) and it wouldn't be worth a HP for me to ask.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
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