I logged in today and found out that Chase has closed all of my accounts: Ink Plus, CS, United Biz, and British Airways. This happened after I asked for a recon through SM for SW Biz.
I have been with Chase for over a year. Recently I did an AoR but only 1 Citi card showed up in my reports. I have 0 HP on TU, 10 on EX and 10 on EQ. I think probably the reason is that I applied for 3 Chase on the same day last month. Chase approved my BA card for 10k, denied the SW Biz and pended my SW personal application. I used to have a checking account with Chase, but closed it last year. Never deposited MO in my checking account. I did around $5500 MS on my Chase Ink +, not that heavy. My FICO scores are 775 TU, 752 EX, 734 EQ.
I called and the rep asked me some questions regarding income and authorized users on my account, and she said that she would send a request to reinstate my accounts, but it would take 48 hours for them to reach the decision. My authorized users recently applied for Chase cards, so I wonder if that's the thing poking them.
Edit: I remember buying around $7,500 VGCs across my cards, but the total amount of ~$13,000 is still low to be detected I think. I almost always pay off my balance within the same billing period, sometimes from my checking account, sometimes from Serve.
Edit 2: I met the spending requirement on my BA card, so will I still get my bonus points?
Update: the authorized user on my CSP got all of his accounts shut down also. He was recently approved for 2 Chase cards. At this point, I'm pretty sure this shutdown thing is related to the two of us applying for many Chase cards at once.
Update 2: In Chase's notice of account closure it says that my accounts were closed due to the following reasons:
Too many accounts opened recently
Accounts not used as intended
Chase decided not to reopen my accounts because of "number of credit card accounts," "too many accounts opened recently," and "too many requests for credit or/reviews of credit."
And on the rejection letter on the same date, my SW personal app was denied due to "previous unsatisfactory relationship with this bank," so now I know I have been officially blacklisted by Chase.
Oh well, it was fun while it lasted 
Btw, I sent them a SM and the rep refunded my Ink + AF. He also said that I would receive my 50k Avios in April billing cycle, which I'm kinda doubtful, because as of today I haven't even received 2500 Avios from the purchases made during March billling period.
Yikes sorry to hear!
It seems that the MS is what did it for them, that is something that should always be avoided with Chase.
Gardening until September 2025
@Discover2016 wrote:Yikes sorry to hear!
Maybe, maybe not. Depends on what type of MS as $5500 really isnt enough to get their dander up.
@Anonymous wrote:
@Discover2016 wrote:Yikes sorry to hear!
Maybe, maybe not. Depends on what type of MS as $4500 really isnt enough to get their dander up.
Yeah I don't think my $5,500 worth of MS poked the bear.
Edit: Now I realize that I did buy like another $7,500 VGCs at Simon spread across three cards, but ~$13,000 on 3 cards is still low in comparison with other heavy hitter.
