Reply
Established Member
stizzlerizzle
Posts: 20
Registered: ‎08-12-2010
0

Citi APR Decrease

So I called 2 months ago asked for a decrease and they said they couldn;t do anything then but to call back in the next couple of months.  So I paid of my Citi card (actually I had a $30 credit).  I called today and they kept ransferring me to to more and more people.  The last CSR i spoke with offered to lower it from 29.9% to 11.9% for the next 6 months.  I never threatened to cancel my card, but she kept saying "If you are willing to keep your account open with us today..."  I know it's still 11.9% but it's a lot better than what I was getting and is a step in the right direction.  Here's to better APR higher limits and better scores/


Starting Score: TU: 655 EQ: 701 (12/2010)
Current Score:TU: 673 EQ: 701 EX: 675 (2/2011)
Goal Score: TU: 720 EQ: 750 EX:720


Take the FICO Fitness Challenge
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Citi APR Decrease

I read an article the other about the big banks are now lowering the APR of some of its members.  Members should start seeing the lower APR starting in March the article stated. 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Citi APR Decrease


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+